Great Eastern Life's Investment Strategy: Government Securities as Top Choice

PT Great Eastern Life Indonesia has outlined its company strategy by relying on relatively conservative instruments, with around 80% allocated to Government Securities (SBN). Finance Director of Great Eastern Life Indonesia, Hana, stated that in addition to SBN, the company also places investments in time deposits, shares, corporate bonds, and mutual funds. “This composition reflects an investment approach that prioritises asset stability and quality, while maintaining a balance between potential returns and risk management,” she explained to Bisnis on Friday (27/3/2026). For 2026, Hana said Great Eastern Life Indonesia will continue to manage investments with principles of prudence and measured risk management. She explained that in practice, the company applies an asset-liability management approach to ensure alignment between investment assets and obligations to customers. “In managing the investment portfolio, the company places investments in several asset classes such as fixed-income instruments, shares, and money market instruments as part of risk management and portfolio stability,” she said. When asked whether the company will focus more on investment results compared to premiums, Hana believes that premiums and investment results need to proceed in balance. “Strong investment results become a positive pillar for the company, while efforts to increase premiums remain the primary priority to ensure healthy and sustainable long-term business growth,” she stated. Therefore, she continued, the company will remain committed to driving sustainable premium growth through strengthening products, distribution, and service quality. “At the same time, market volatility that provides opportunities for strong investment performance will continue to be utilised prudently to strengthen the financial position and support long-term obligations to policyholders,” she concluded. Meanwhile, the Indonesian Life Insurance Association (AAJI) recorded that the life insurance industry’s investment results for the whole of 2025 rose significantly by 103.1% year-on-year to Rp47.32 trillion. On one hand, industry premiums actually contracted 1.8% year-on-year to Rp181.27 trillion.