FLPP Disbursement Reaches 19,741 Housing Units by February 2026

The Housing Finance Management Agency (BP Tapera) recorded the disbursement of subsidized Home Ownership Loans (KPR) through the Housing Finance Liquidity Facility (FLPP) scheme for 19,741 housing units as of February 26, 2026. BP Tapera Commissioner Heru Pudyo Nugroho said that this figure represents 5.64 percent of this year’s target of 350,000 units.

“FLPP disbursement continues to increase each month. In January, the realization was 7,312 units, and in February, it was 12,429 units. The increase in realization reached 69.98 percent,” said Heru in a written statement on Thursday, February 26, 2026.

According to BP Tapera data, the majority of FLPP scheme applicants come from West Java Province, with 4,902 housing units, or 24.83 percent of the national total. This is followed by South Sulawesi with 1,838 units (9.31 percent), Central Java with 1,633 units (8.27 percent), Banten with 1,388 units (7.03 percent), and South Sumatra with 1,208 units (6.11 percent).

At the district/city level, Bekasi Regency is recorded as the region with the highest realization, namely 1,322 housing units (6.69 percent). This is followed by Bogor Regency with 835 units (4.22 percent), Karawang Regency with 683 units (3.45 percent), Maros Regency with 556 units (2.81 percent), and Tangerang Regency with 542 units (2.74 percent).

Heru estimates that FLPP fund disbursement will continue to increase each month as socialization to the public is intensified. “We routinely monitor daily with distributing banks according to their respective quotas, and we are actively conducting socialization throughout Indonesia, both online and offline,” he said.

This year, the bank that distributes the most funds is Bank BTN with 10,759 housing units (54.55 percent) of the total national realization. This is followed by Bank Syariah Indonesia with 3,174 units (16.07 percent), Bank BNI with 1,747 units (8.84 percent), Bank BRI with 1,367 units (6.92 percent), and Bank Mandiri with 1,351 units (6.84 percent).

Meanwhile, said Heru, from the association of developers, REI recorded the largest disbursement with 8,272 housing units (41.9 percent). This is followed by APERSI with 5,875 units (29.76 percent), HIMPERRA with 2,711 units (13.73 percent), ASPRUMNAS with 736 units (3.72 percent), and APERNAS with 632 units (3.2 percent).

“Full support from the housing ecosystem and cross-sectoral synergy are key to overcoming the housing backlog while improving the quality of residential areas sustainably,” he said.

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