Five Best OJK-Registered Investment Apps in 2026
Jakarta (ANTARA) - Choosing a safe and legal investment app is an important step. Amidst the many platform options, investors must ensure that the app is under regulatory supervision. In Indonesia, ensure the app is registered and supervised by OJK.
The Importance of Using Official Investment Apps
The development of financial technology has made investing increasingly accessible to everyone. However, this ease must be balanced with the right platform selection to remain secure. Especially if you want to venture into the world of crypto or other instruments.
Additionally, modern investment apps now allow users to monitor various assets in a single dashboard. In the past, people invested their money in gold jewellery, so they always monitored today’s gold jewellery prices.
5 Best OJK-Registered Investment Apps
Here are 5 of the best investment apps registered with OJK that you can use, including:
- Pintu (Multi-Asset App with Tokenisation Technology)
Pintu emerges as a modern investment app that is registered and supervised by OJK. This platform even combines various instruments in one blockchain-based app. The platform provides more than 320+ crypto assets, including categories like DeFi, NFT, and Web3, and the crypto app has been downloaded more than 10 million times.
This app supports various popular assets like Bitcoin, Ethereum, and Solana, as well as additional features like Pintu Earn and Auto DCA for saving crypto, Pintu Academy for learning about crypto, and Pintu Pro for trading with advanced features on desktop or mobile.
Besides crypto, Pintu also offers crypto gold backed by physical gold. This system allows users to buy gold starting from small amounts, even around Rp11,000, and conduct transactions 24 hours a day without time restrictions.
Pintu also introduces tokenised stocks (xStocks), which enable access to global stocks like major technology companies in digital form. There are also token-based ETFs like silver ETFs, so users can diversify investments more easily.
All assets in Pintu can be accessed in one app, equipped with storage, transaction, and market analysis features. With this approach, Pintu becomes one of the most innovative investment platforms in Indonesia.
By using the Pintu app, you can perform various activities, from crypto trading, crypto gold investment, tokenised silver ETFs, to tokenised foreign stocks.
The Pintu exchange is officially registered with OJK and Bappebti and is equipped with layered security systems designed to maximally protect user assets and data, such as two-factor authentication (2FA) and biometric verification, as well as holding the international security certification ISO 27001:2022.
Not only that, user assets are stored intact at PT Kustodian Koin Indonesia (ICC) and Fireblocks, two world-class custodian partners that guarantee secure digital asset storage.
- Bibit (Mutual Fund Platform with Robo Advisor)
An investment app focused on mutual funds with a technology-based approach. This platform uses a robo advisor system that automatically recommends investment portfolios according to the user’s risk profile.
Through Bibit, users can access various types of mutual funds such as money market, bonds, and stocks. In addition, Bibit also provides government bonds (SBN) and government bonds (FR) as additional investment options.
Bibit’s security system is designed by separating investor funds from company operations. These funds are stored in a custodian bank, thus providing additional protection for users.
Bibit also offers an auto-invest feature that allows users to invest routinely automatically. Additionally, this app is integrated with various payment methods like e-wallets, making the top-up process easier.
To support education, Bibit presents various learning content through its blog and Bibit Academy. With this approach, users not only invest but also gradually understand basic financial concepts.
- Ajaib (Stock and Mutual Fund Investment with Comprehensive Analysis Features)
An investment app that offers access to stocks and mutual funds in one platform. This app is developed by PT Ajaib Sekuritas Asia and PT Ajaib Reksa Dana Asia, which are registered and supervised by OJK.
Through Ajaib, users can easily buy shares of companies listed on the Indonesia Stock Exchange. In addition, various mutual fund products are available that can be tailored to investment goals.
Ajaib is equipped with various analysis features such as interactive charts, running trade, order book, as well as take profit and stop loss features. These features help users read market conditions and determine investment strategies more accurately. ([medcom.id][5])
Additionally, Ajaib also provides historical analysis and investment recommendations based on the user’s risk profile. This allows investors to make more informed decisions.
To support education, Ajaib presents Ajaib Academy containing learning materials on fundamental and technical analysis. Thus, users can gradually improve their understanding.
- Bareksa (Investment Marketplace with the Most Complete Products)
Indonesia’s first investment marketplace that provides various products in one platform. This app offers hundreds of mutual fund products from various trusted investment managers.
Besides mutual funds, Bareksa also provides Government Securities (SBN), retail bonds, and gold investments. Thus, users have many options to adjust their portfolio according to needs.
Bareksa is equipped with a robo advisor feature that helps users determine allocation