Eid Allowance Should Not Be Treated as Bonus: Recommended Management Strategy

JAKARTA — The disbursement of Tunjangan Hari Raya (THR, Eid allowance) ahead of Eid al-Fitr is typically accompanied by increased consumer spending among the general public.

Against this backdrop, financial literacy on THR management is considered crucial so that the additional funds received by workers can be utilised in a more planned and sustainable manner.

PT Bank Aladin Syariah Tbk (BANK) organised a Financial Education Class for Lawson employees in hybrid format with the theme “Money Mindset & THR”.

Through this initiative, Bank Aladin Syariah seeks to encourage more prudent THR management ahead of Eid al-Fitr 1447 Hijriah.

The financial education provided also emphasises the importance of shifting attitudes towards THR funds, ensuring the money does not disappear within a short time after Eid.

Financial planner Ayu Sara Herlia shared several practical tips for managing THR. She emphasised three key principles that employees should consider when receiving this annual additional income.

The funds should ideally be positioned as targeted funds that require planning from the outset of their use.

Second, she stressed the importance of prioritising essential needs ahead of Eid, such as alms (zakat), travel costs for homecoming, and family expenses, before allocating funds for consumptive desires.

“Such as buying new items or following trends for the sake of prestige,” she added.

During the education session, participants were invited to conduct a simple simulation of THR allocation. Fund distribution was focused on Eid-related needs, essential expenses, and setting aside portions for savings or emergency funds.

This step is considered important to maintain sound financial health after the Eid period ends.