Driving Green and Inclusive Economy, BRI's Sustainable Loans Reach Rp 811.9 Trillion by December 2025
Amid growing global awareness of the importance of transitioning towards a green and inclusive economy, sustainable financing has become a key driver for promoting environmentally-friendly growth whilst strengthening social resilience.
In line with Indonesia’s government commitment to achieving the Sustainable Development Goals (SDGs), PT Bank Rakyat Indonesia (Persero) Tbk (BRI) continues to strengthen its role through the distribution of sustainability-oriented financing, encompassing UMKM financing and environmentally-friendly sector financing across various regions.
BRI’s sustainability commitment is reflected in its business portfolio supporting activities with social and environmental impact. This is evident from BRI’s sustainable loans portfolio, which reached Rp 811.9 trillion by December 2025, equivalent to 60.5 per cent of BRI’s total loan portfolio.
The portfolio comprises BRI’s social loans of Rp 718.7 trillion distributed for micro-financing, UMKM financing, and subsidised housing financing to expand access to financial services, promote more equitable economic opportunities, and improve public welfare.
Meanwhile, BRI’s green loans portfolio was recorded at Rp 93.2 trillion, distributed to various environmentally-conscious projects, including renewable energy, energy efficiency, pollution prevention and control, sustainable land management, green transportation, eco-efficient products, green building, and other environmentally-conscious projects, to support the agenda of transitioning towards a green and inclusive economy.
In terms of funding, BRI is also actively developing Sustainable Wholesale Funding, which stood at Rp 45.6 trillion at the end of December 2025. BRI’s commitment to advancing the sustainability agenda is aligned with the government’s Asta Cita, which emphasises strengthening harmonious alignment of life with the environment, nature, and culture.
Aquarius Rudianto, BRI’s Director of Network & Retail Funding, stated that sustainability principles have been integrated into BRI’s long-term strategic direction as a foundation for strengthening a resilient business model.
This orientation serves as the foundation for the company to ensure growth proceeds in line with the agenda of transitioning towards a low-carbon economy whilst expanding financial inclusion.
“Overall, this approach demonstrates that sustainability at BRI is not merely oriented towards regulatory compliance, but has become an integral part of the bank’s growth strategy,” he said in a statement on Tuesday (10 March 2026).
This integration, he added, strengthens business resilience, expands access to responsible financing, and provides added social and environmental value to all stakeholders.
BRI has also recorded recognition from international ESG rating agencies. The company obtained a score of 74/100 in the Corporate Sustainability Assessment (CSA) 2025 by S&P Global and has been listed as a Sustainability Yearbook Member for four consecutive years during the 2023–2026 period. Additionally, Sustainalytics placed BRI in the Low ESG Risk category and MSCI awarded it an A rating.