Crypto Transactions Decline in Early 2026, Opening Accumulation Opportunities for Investors

JAKARTA, KOMPAS.com – The decline in the value of crypto asset transactions in early 2026 serves as an important signal for market participants. On one hand, this condition reflects unrelenting global pressures. On the other, it opens opportunities for investors to begin reading accumulation prospects.

Data from the Financial Services Authority (OJK) records that the value of crypto transactions in February 2026 amounted to Rp 24.33 trillion, down from Rp 29.28 trillion in January. This correction aligns with the weakening of global crypto asset prices and international economic uncertainty.

The Executive Head of Financial Sector Technology Innovation Supervision at OJK, Adi Budiarso, stated that these pressures cannot be separated from external factors. Geopolitical tensions and high interest rate policies, particularly in the United States, are the main triggers for the shift in market sentiment.

CEO of Tokocrypto, Calvin Kizana, assessed this condition as a common consolidation phase following periods of surges.

“This situation is marked by price corrections and declining transaction volumes, also influenced by global economic dynamics, including geopolitical tensions and high interest rate policies in the United States,” Calvin said in a written statement on Friday (10/4/2026).

This dynamic is also reflected in institutional fund flows. Bitcoin ETF products recorded inflows of US$1.13 billion (approximately Rp 18.64 trillion, assuming an exchange rate of Rp 16,500) in March. However, the trend reversed to weekly outflows of US$296 million (approximately Rp 4.88 trillion) at the end of the month.

Entering early April, inflows re-emerged at US$69.6 million (approximately Rp 1.15 trillion). This indicates that institutional interest remains, though not yet strong enough to drive a significant market rally.

This step aims to strengthen liquidity while lowering entry barriers for retail investors.

“With more payment method options, we hope to stimulate investors to become active in transacting again,” Calvin said.

This strategy is important, given that the number of crypto investors in Indonesia still shows a growth trend. As of February 2026, the number of consumers reached 21.07 million people, up 1.76 percent monthly.

Calvin emphasised that literacy is key so that investors do not merely react to volatility but can utilise corrections as opportunities.

For investors, the current condition can be read as the initial phase of price base formation. Assuming macroeconomic and geopolitical stabilisation begins in the second quarter of 2026, the potential for transaction recovery is open.

In other words, the current decline is not merely a signal of weakness but also a market balancing phase—which in many previous cycles has become a strategic entry point for medium- to long-term investors.