Collapse Onstage: Tria of The Changcuters Realises the Importance of Critical Illness Insurance
On 10 August 2024, the entertainment world was jolted by the incident involving The Changcuters’ vocalist, Mohammad Tria Ramadhani, alias Tria, who suddenly collapsed and lost consciousness during a performance at Sounds Project in Jakarta. The incident proved to be not only a turning point for Tria in paying closer attention to his health but also a realisation of the urgency of having critical illness insurance.
Tria shared his account from the difficult period that followed. The 43-year-old Bandung native explained that the collapse could be the culmination of The Changcuters’ high-energy performing schedule over more than two decades.
The Changcuters, a band in the Indonesian rock genre, formed on 19 September 2004, are known for their distinctive style, particularly their energetic, jumping stage performances.
“Perhaps it is the accumulation of 20 years of The Changcuters performing, from the first day to 20 years later, the performing style is still the same. In the sense that back then I was younger. Everyone has a limit, a maximum point. So perhaps this incident is a wake-up call,” Tria said when attending a press conference launching AlliSya CI Hasanah in South Jakarta on Wednesday (4 March 2026).
Tria said the collapse occurred during a Sunday night show, a time when the body tends to need rest. He confirmed that he was in a critical condition after the collapse and was taken to hospital.
Fortunately, according to accounts he received, those around the scene worked hard to provide first aid until he could be saved. Tria said he experienced amnesia for about two weeks.
“I experienced amnesia for one week before the incident up to one week after. And at the critical moment, the crisis could be described as a coma; the heart stopped beating for several minutes,” he recalled, drawing on the accounts from his colleagues.
Tria underwent intensive care at the hospital for about a week, then continued with outpatient treatment and several check-ups. He underwent the treatment and rehabilitation process for around two months, during which time Tria was absent from the stage.
Financial situation affected by the pandemic
Tria said one of the main challenges before the incident was financial. This was especially because he had just come through a difficult period during the Covid-19 pandemic from 2020 to 2022, which made performing activities very limited. His financial condition at that time was quite strained. He said he had to readjust his finances after the Covid-19 pandemic, including letting go of some financial instruments, among them insurance, to redirect to more urgent needs.
“At that time, two years after the pandemic, and the biggest disaster was the pandemic. We all reset. Fun fact: I actually cancelled an Allianz policy, and that was critical illness insurance,” he revealed.
When he cancelled the insurance instrument, Tria did not expect to suffer a critical illness, at least in the near future. But fate had different plans. Consequently, at the time of the incident he no longer had insurance and was forced to use his emergency funds to pay for treatment.
“There’s no insurance anymore. So when we talk about the financial context, it was what it was at the time,” he said.
He added that the financial defence at that time was indeed weak. From the incident, Tria learned a great deal, especially about the importance of preparing financial protection for unforeseen circumstances.
“An emergency fund is important and indeed necessary. In fact, perhaps what saved me at the time was the emergency fund. But turns out you can’t rely on emergency funds alone. What I realised most is that we must also have insurance to be safe,” he concluded.