Celebrating 85 Years, OCBC Delivers Added Value for Customers
Starting from an understanding that the financial needs of every individual and business are increasingly dynamic, OCBC continues to deliver relevant banking solutions aligned with everyday life. Through product and service innovations, OCBC not only simplifies transactions but also helps customers manage and grow their finances more optimally.
This ease is reflected in various integrated solutions. Customers can enjoy cross-border transaction flexibility via the Global Debit Card, manage funds in multiple currencies through accounts supporting 13 currencies, and access comprehensive banking services within a single application. Through the OCBC mobile app, various needs—from account opening and daily transactions to financial planning—can be handled practically, anytime and anywhere.
For the business segment, OCBC offers an end-to-end approach designed to support business growth. From online business account opening to managing daily transactions, payments, and business expansion, everything is integrated into one ecosystem. Through the OCBC Business platform, business owners of various scales can handle domestic/international transfers, bulk payments, schedule payments and purchases, liquidity management, opening/amending Bank Guarantees & Letters of Credit, and real-time foreign exchange transactions with competitive rates.
Alongside the rising adoption of digital services, this transformation has driven significant growth in technology-based transactions throughout 2025. At the same time, OCBC continues to develop its service network adaptively to ensure an optimal customer experience, both digitally and physically.
Additionally, in the momentum of its 85th anniversary celebration, OCBC is presenting various appreciation programmes for customers as part of its commitment to continuously deliver added value. A range of special offers are available, from gold balance bonuses up to Rp850,000 with gold savings account openings, attractive discounts up to Rp850,000 for payments using Debit and Credit Cards on Tiket.com, Shopee, Tokopedia, Blibli, and other merchants, to a special deposit interest rate of 4.10% p.a. For business owners, opening an online PT Perorangan business account offers prizes up to Rp800,000. Full details can be found at web.ocbc.id/hutocbc85. This initiative represents OCBC’s tangible closeness to customers, while inviting them to join in celebrating the journey and trust built over the years.
This needs-based approach is part of OCBC’s strategy to strengthen business fundamentals amid evolving economic dynamics. Focus on service innovation, technology utilisation, and customer experience quality forms the main pillars in driving healthy and sustainable growth.
This strategy is reflected in the financial performance throughout 2025. OCBC recorded a net profit of Rp5.1 trillion, supported by solid operational income growth. Third-party funds also grew strongly, reflecting sustained customer trust. Meanwhile, asset quality remains well-managed, with a non-performing loan ratio at controlled levels.
This performance is further strengthened by solid liquidity and capital positions. With healthy liquidity and capital adequacy ratios, OCBC has ample room to maintain stability while consistently driving business expansion moving forward.
As part of the OCBC Group, OCBC also leverages the strength of its regional network spanning countries such as Singapore, Malaysia, Hong Kong, and China. This connectivity opens up more seamless cross-border banking services, both for personal and business needs, while enhancing capabilities to deliver comprehensive financial solutions with international standards.
“Our focus is to ensure that every innovation introduced is truly relevant to customer needs, whether individuals or business owners. We believe that sustainable growth can only be achieved with a strong foundation, supported by customer trust, discipline in risk management, and the ability to continuously adapt to changes,” stated OCBC management.
Moving forward, OCBC will continue to advance with prudent principles in risk management, while still driving innovation and growth. This approach is key to maintaining balance between stability and expansion, while ensuring every step provides sustainable added value.
With a strong foundation, regional connectivity, and commitment to innovation and service, OCBC Indonesia continues to deliver relevant banking solutions—today and in the future.
About OCBC
PT Bank OCBC NISP Tbk (OCBC) was founded in Bandung in 1941 under the name Nederlandsch Indische Spaar en Deposito Bank. Over more than 84 years of journey, the Bank has undergone several name changes to ‘Bank NISP’, then ‘Bank OCBC NISP’, and on 14 November 2023, the brand name and logo became ‘OCBC’. As of 31 December 2025, OCBC serves customers through 202 branch networks in 54 cities in Indonesia. In addition, customers can transact via 521 OCBC ATMs, around 90,000 ATM networks in Indonesia, and are connected to more than 450 OCBC Group ATM networks in Singapore and Malaysia. OCBC also serves customers through various digital channels, including mobile banking and internet banking—for both individuals and corporations. OCBC is one of the banks with the highest credit rating in Indonesia, namely AAA(idn)/stable from PT Fitch Ratings Indonesia.
Website: www.ocbc.id