Capital Ratio Minus 35.49%, Business Licence of BPR Koperindo Jaya Revoked
JAKARTA, KOMPAS.com - The Financial Services Authority (OJK) has revoked the business licence of People’s Economy Bank (BPR) PT Koperindo Jaya, located in Jakarta. The revocation takes effect from 9 March 2026.
This decision is contained in the Decree of the OJK Board of Commissioners Member No. KEP-22/D.03/2026 dated 9 March 2026.
“The Financial Services Authority revokes the business licence of PT BPR Koperindo Jaya, located at Wisma Techking 2 Ground Floor, Jalan AM Sangaji No. 24, Petojo Utara, Central Jakarta, effective from 9 March 2026,” states the OJK announcement, quoted from the official OJK website on Monday (30/3/2026).
The board of directors, board of commissioners, and shareholders are prohibited from taking legal actions regarding the bank’s assets and liabilities without written approval from the Deposit Insurance Corporation (LPS).
Customers’ rights remain protected. The settlement of rights and obligations will be handled by the Liquidation Team formed by the LPS in accordance with regulations.
Head of OJK for Jakarta, Bogor, Depok, and Bekasi, Edwin Nurhadi, stated that this step is part of strengthening banking supervision and maintaining public trust.
The licence revocation process followed a series of supervisions. OJK designated the BPR as Under Recovery (BDP) on 22 January 2025.
This designation was based on problematic capital conditions. The minimum capital adequacy ratio was recorded at negative 35.49%. The bank’s health level was also in the unhealthy category.
This action refers to OJK Regulation No. 28 of 2023 on the Designation of Status and Follow-up Supervision of BPR and Sharia BPR.
The licence revocation also considered the decision of the Deposit Insurance Corporation. The LPS, through the Decree of the Board of Commissioners Member No. 20/ADK3/2026 dated 3 March 2026, determined the handling of the bank through liquidation.
“In response to the LPS request, OJK revoked the business licence of PT BPR Koperindo Jaya,” said Edwin in a written statement on Tuesday (10/3/2026).
After the licence is revoked, the LPS will carry out deposit guarantee functions and the liquidation process in accordance with Law No. 24 of 2004 and Law No. 4 of 2023.
“OJK urges customers of PT BPR Koperindo Jaya to remain calm as public funds in banking, including BPR, are guaranteed by the LPS in accordance with applicable provisions,” he added.