BTN Records Profit of Rp503 Billion by February 2026, Up 281.9 Percent
Jakarta — The performance of PT Bank Tabungan Negara (Persero) Tbk (BBTN) has shown a positive trend at the beginning of 2026.
Through February 2026, the bank reported a net profit of Rp503 billion on a bank-only basis, surging 281.9 percent year-on-year compared to Rp132 billion in the corresponding period last year.
Based on the bank’s monthly financial statements posted on its official website on Thursday, 12 March 2026, the increase in BTN’s net profit was supported by growth in interest income, which reached Rp4.59 trillion through February 2026, up 11.7 percent year-on-year.
This strategy drove a significant increase in BTN’s Net Interest Income (NII) to Rp2.39 trillion, up 54.7 percent year-on-year compared to Rp1.55 trillion in the same period last year.
On the operational side, BTN also recorded operating profit of Rp636 billion, increasing 219.3 percent year-on-year compared to Rp199 billion in February 2025.
This increase reflects the effectiveness of the bank’s strategy in managing costs and strengthening business fundamentals.
The expansion in credit disbursement also contributed to the rise in the bank’s interest income at the beginning of this year.
On the funding side, BTN’s third-party funds (DPK) also recorded positive growth, reaching Rp375.28 trillion, up 13.2 percent year-on-year compared to Rp331.63 trillion in February 2025.
In line with credit growth and public fund mobilisation, BTN’s total assets increased 12.2 percent year-on-year to Rp459.29 trillion as of February 2026, compared to Rp409.36 trillion in February 2025.
BTN’s Chief Executive, Nixon LP Napitupulu, previously expressed optimism that the bank’s performance will continue to improve throughout the year as it pursues business transformation initiatives.
This optimism is supported by the strengthening of the beyond-mortgage strategy, superapps development, and innovation across various business lines.
“We are optimistic that our performance this year will continue to grow alongside the transformation and innovation initiatives the bank is undertaking to strengthen our business and enhance services to the public,” said Nixon.