BSI Strengthens ESG, Profit Grows Nearly 23 Percent
REPUBLIKA.CO.ID, JAKARTA – PT Bank Syariah Indonesia (Persero) Tbk (BSI) recorded growth in business performance and strengthened Environmental, Social, and Governance (ESG) practices throughout the first quarter of 2026. As of March 2026, the number of BSI customers reached 23.7 million, an increase of 9.26 million customers since the merger of national Islamic banks.
This growth in the customer base is supported by BSI’s dual license as an Islamic bank and a bullion bank. Since 2025, BSI has, for the first time, been able to add more than two million customers in a single year, which has also encouraged the acceleration of the company’s business growth.
BSI’s financial performance until March 2026 shows a positive trend in almost all major indicators. Third-party funds (DPK) reached IDR 376.80 trillion, with the majority of low-cost funds coming from savings, amounting to IDR 164.50 trillion. BSI’s Deputy Director, Bob T Ananta, said that BSI’s solid performance must also be in line with strong ESG fundamentals so that the business can run sustainably, solidly, and provide broad benefits to the community. “Especially in the economic, social, environmental, MSME, and religious aspects through the role of Zakat, which is only owned by Islamic banks. This is what makes BSI unique, so that the presence of BSI can be felt by all levels of society,” said Bob in a press release, Friday (15/5/2026).
The balanced intermediation function between fund raising and financing distribution has boosted BSI’s profit to IDR 2.20 trillion, or an annual growth of 22.98 percent. This profit growth is supported by an increase in financing to IDR 329 trillion, focusing on the consumer segment, and the quality of financing is maintained with a gross non-performing financing (NPF) ratio of 1.8 percent, an improvement compared to 1.88 percent in the previous period.
In the implementation of sustainability principles, BSI’s sustainable financing reached IDR 75.3 trillion, or 22.9 percent of total financing. This value consists of IDR 16 trillion in green financing and IDR 59.1 trillion in social and MSME financing.
BSI also raised sustainable funding through the issuance of sustainability sukuk worth IDR 8 trillion. In addition to business aspects, BSI’s social role is realized through the distribution of social programs worth IDR 320.8 billion, covering five pillars, namely economy, education, da’wah, health, and humanitarian, with more than 250,000 beneficiaries.
In company operations, BSI supports the low-carbon economy movement by providing 70 reverse vending machines (RVM) and 145 electric vehicles. The company has also calculated scope 1 and scope 2 emissions through a digital carbon tracking platform as a commitment to emissions management and environmental sustainability.
From the human resources side, BSI recorded that 41 percent of employees are women who have equal career opportunities at all levels.
For these various ESG initiatives, BSI received several awards, including the Best Islamic Bank for ESG from Euromoney at the Indonesia, Asia, and global levels, an improved ESG rating on Bloomberg, and the The Best Corporate Transparency and Emission Reduction Awards 2026 in the Trusted Diamond Achievement in Emission Transparency category and The Most Innovative Digitalization of Sharia Bank 2026 for Embedding ESG Principles into Sharia Digital Banking Ecosystem.