BSI SME Financing Grows 13.67% to Rp25.69 Trillion as of April 2026

Jakarta (ANTARA) - PT Bank Syariah Indonesia (Persero) Tbk recorded double-digit growth in small and medium-sized enterprise (SME) financing, rising 13.67 percent year-on-year (yoy) to reach Rp25.69 trillion as of April 2026. According to the company, various sectors continue to grow, particularly those supporting daily community activities, including agriculture and plantations, wholesale and retail trade, as well as education and other services. BSI Retail Banking Director Kemas Erwan Husainy stated in Jakarta on Wednesday that the company is ready to support the small and medium segment, in line with its commitment to contribute to the national economy, especially pro-people sectors that expand employment. “This class of small and medium enterprises is one of our targets because their potential is enormous if they are nurtured and given appropriate access to financing,” Erwan said. Amid dynamic conditions, the company remains optimistic about the SME segment, which continues to grow solidly. The massive and solid financing expansion is accompanied by adherence to prudential principles, ensuring that financing is well-targeted, sustainable, and able to support established businesses. According to the company’s records, BSI’s non-performing financing ratio is maintained at 1.80 percent, an improvement from the previous level of 1.88 percent. Erwan added that the company is also accelerating digital transformation for the SME segment to enhance business capacity and the transparency and accountability of financial record-keeping. “One of the initiatives is the integrated cash management system BEWIZE by BSI, which facilitates the mobility of their business management,” he said. Furthermore, the company is strengthening MSMEs to help them advance through various strategic measures, including business mentoring, training, business matching, the provision of BSI UMKM Center services, and halal certification assistance for supported MSMEs. According to the company, these efforts aim not only to encourage MSMEs to move up the value chain but also to enhance their competitiveness in both domestic and global markets.