BRI's BRImo App Surpasses 45.9 Million Users, Transaction Volume Exceeds IDR 7 Trillion

Jakarta — The digital expansion of PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) has intensified significantly. The state-owned bank has recorded transaction volumes through its BRImo application exceeding IDR 7 trillion.

Network & Retail Funding Director Aquarius Rudiantoro stated that this achievement accompanied user growth of 18.9% to 45.9 million accounts. The milestone contributed to the company’s low-cost funding mobilisation. “Growth in cheap funds is supported by digital channel strategy,” he said during the financial performance press conference for 2025 on Thursday (26 February 2026).

Aquarius further noted that BRImo transaction values reached IDR 7.057 trillion, increasing 26.1% year-on-year.

In the middle to corporate segment, the QLola service also demonstrated strong growth. The number of active users reached 113,000, up 48.1% year-on-year, with transaction volume growing 36.2% year-on-year to IDR 13.456 trillion.

From the merchant perspective, business transactions through BRI increased significantly. Merchant sales volume rose 48.1% year-on-year to IDR 223.2 trillion.

Meanwhile, BRI’s QRIS also displayed similar momentum. Sales volume increased 100% year-on-year to IDR 85.6 trillion, and transaction count grew 127.5% year-on-year to more than 782.8 billion transactions.

Amid strengthening performance and ongoing transformation, BRI remains committed to integrating sustainability principles into its business model, consistently directing its business portfolio to support activities that deliver positive social and environmental impact.

On the same occasion, BRI Chief Executive Hery Gunardi stated that the bank had successfully increased its cheap funding composition. He noted that the CASA ratio, which was 66.6% of third-party funds in 2024, increased to approximately 71% last year.

In total, BRI’s third-party funds (DPK) grew 7.4% year-on-year to approximately IDR 1.466 trillion on a consolidated basis. Current accounts recorded growth of 19.7% year-on-year and savings increased 7.9% year-on-year, reflecting strengthening retail-based and non-wholesale funding structure.

BRI’s liquidity remained healthy with a loan-to-deposit ratio (LDR) at 91.4%, still within the ample category to support sustainable credit expansion.