BRI Provides Affordable Premium Insurance Protection for Travellers Returning Home
The momentum of mudik and Eid holidays is synonymous with increased societal mobility across various regions. Long-distance travel, the use of private vehicles, and various family activities form part of the annual tradition eagerly awaited by many people.
Amid this high mobility, protection becomes increasingly important so that the public can undertake journeys and activities during the Eid holidays with greater peace of mind.
PT Bank Rakyat Indonesia (Persero) Tbk, or BRI, provides insurance solutions accessible to the public through the BRILink Agent network spread across various regions in Indonesia. These include Accident, Health, and Death Micro Insurance (AM-KKM) and BRINS Motorku Micro Insurance, which offer protection to the public against health risks as well as those related to motor vehicles.
Protection against health and accident risks is available through Accident, Health, and Death Micro Insurance (AM-KKM). For a premium of just Rp50,000 per year, the public can obtain various protection benefits, such as inpatient hospital allowances of Rp100,000 per day up to a maximum of 90 days per year, reimbursement of surgery or operation costs up to Rp2,500,000, permanent disability benefits due to accidents up to Rp5,000,000, as well as death benefits due to accidents of Rp19,500,000 and Rp2,500,000 if death is due to illness.
This product also continues to provide benefit payouts even if participants already have other protections such as BPJS Kesehatan or other insurance products, except for surgery cost reimbursement benefits.
In addition to personal health and accident protection, protection for two-wheeled vehicle users is available through BRINS Motorku Micro Insurance. This product covers benefits for vehicle loss due to violent theft, personal accident benefits for the rider, and legal liability benefits to third parties suffering losses due to accidents.
This product provides benefits of Rp2,500,000 each for motorcycle losses, rider personal accidents, and legal liability to third parties. With a premium of Rp50,000 per year, this protection applies to motorcycles with a maximum vehicle age of seven years.
BRI Micro Director Akhmad Purwakajaya stated that the high travel activity of the public during the mudik period makes protection against various risks increasingly important. Therefore, easily accessible insurance products with affordable premiums become one solution for the public.
“Through micro insurance products, the public can obtain protection against various risks that may occur during travel or daily activities. This becomes even more relevant especially when public mobility increases during the mudik and Eid holiday period,” he said, quoted from a written statement on Wednesday (18/3/2026).
“With the support of the widespread BRILink Agent network reaching various regions, we want to ensure that insurance protection can be accessed more closely by the public so that journeys and activities during the Eid holidays can be carried out with greater peace of mind,” Akhmad concluded.