BRI Disburses Rp 16 Trillion in Subsidised Mortgage Loans by February 2026
PT Bank Rakyat Indonesia (Persero) Tbk has recorded a total realisation of subsidised Home Ownership Credit (KPRS) financing amounting to Rp 16.79 trillion as of February 2026. This credit has reached 122,838 debtors.
“BRI is committed to providing access to decent, affordable, and quality housing for low-income communities. The distribution of these subsidised mortgages is part of BRI’s role in supporting equitable development while enhancing public welfare,” said BRI President Director Hery Gunardi, as quoted from Antara on Friday, 27 March 2026.
From the total subsidised mortgages, the Prosperity Mortgage under the Housing Finance Liquidity Facility (FLPP) programme recorded Rp 16.38 trillion. Meanwhile, Tapera Mortgage amounted to Rp 316.93 billion, Subsidised Mortgage Interest Differential (SSB) was Rp 91.65 billion, and the Savings-Based Housing Finance Assistance Programme (BP2BT) was Rp 8.89 billion.
Hery stated that this achievement reflects BRI’s consistency in supporting government policies in the housing sector. The distribution of subsidised mortgages also contributes to the company’s efforts in expanding home ownership access for the public.
In addition to opening up home ownership opportunities for the community, housing estate development is seen as capable of generating broad economic impacts.
This activity is expected to drive growth in various supporting sectors, from construction, building materials industry, labour services, logistics, to business opportunities for developing SMEs around housing areas.
Hery added that BRI’s presence spread across various regions serves as a key asset in expanding housing finance access for the public.
“Going forward, BRI will continue to broaden the reach of housing financing so that more Indonesian families can own decent and affordable homes. With the support of a network of more than 7,000 work units across Indonesia, BRI is optimistic that this housing finance programme can reach more communities in various regions,” said Hery.