BNI's Net Profit Surpasses Rp5.6 Trillion in Q1 2026

PT Bank Negara Indonesia (Persero) Tbk recorded a solid performance for the period, amid global uncertainties and geopolitical dynamics, particularly the conflict in the Middle East which has influenced oil prices, driven inflation, and impacted central bank interest rate policies in various countries. Domestically, BNI views the mix of monetary and fiscal policies as crucial supports for the national economy. On the monetary side, Bank Indonesia’s benchmark interest rate is at a balanced level to support growth and stability. Additionally, BI has issued various policies to maintain rupiah exchange rate stability, which is essential in preserving investor and business confidence amid global pressures. On the fiscal side, the government has provided various stimuli, such as social assistance, energy subsidies, and support for business sectors. These measures aim to protect people’s purchasing power and support domestic consumption as the main driver of economic growth. Furthermore, the government is promoting productive spending to boost economic growth and national competitiveness. In these conditions, the banking industry remains in a strong position to maintain its role as a driver of the national economy moving forward. In facing these dynamics, BNI is optimistic about demonstrating the resilience of its fundamentals built over the years. This is reflected in strong capital and liquidity conditions, maintained asset quality, and adequate provisioning to manage risks. BNI also continues to implement anticipatory measures to address ongoing global uncertainties. BNI President Director Putrama Wahju Setyawan stated that this achievement reflects the resilience of the company’s business model, strengthened by solid fundamentals, productivity, and sustainable transformation. “BNI continues to maintain growth momentum by prioritising prudence and discipline in risk management amid challenging global dynamics,” said Putrama. To strengthen capital, BNI has taken proactive steps by issuing Additional Tier-1 (AT1) instruments worth USD700 million or equivalent to Rp11.9 trillion in April 2026. This step enhances BNI’s capacity to anticipate risks while opening room for healthy and sustainable business expansion. In line with this strategy, BNI is also implementing a business transformation focused on regions, areas, and branches through the BRAVE (Branch, Region, Area, Value, Empowerment) initiative. This transformation aims to enhance the capabilities of the network down to the smallest operational units by empowering branches and sub-branches as the main sales points for banking products and services. This transformation began in the fourth quarter of 2025 on a gradual basis. Through the implementation of BRAVE, BNI targets quality and sustainable credit and low-cost funds (CASA) growth, followed by increased market share and productivity across more than 1,700 BNI branches throughout Indonesia.