BNI Distributes Dividend of Rp 13.03 Trillion, Analysts Highlight Stability Signal

JAKARTA – PT Bank Negara Indonesia (Persero) Tbk (BBNI) approved the distribution of a cash dividend of Rp 13.03 trillion from total net profit of Rp 20.04 trillion for the 2025 financial year.

The decision was made at the Annual General Meeting of Shareholders (AGMS) held on Monday, 9 March 2026. The dividend value is equivalent to approximately 65 per cent of the company’s net profit.

Nadia Restu Utami, economist from the Indonesia 2045 Laboratory (Lab 45), assessed that the dividend distribution demonstrates BNI’s effort to maintain a balance between providing returns to shareholders and preserving the company’s business sustainability.

According to Nadia, the dividend payout ratio still leaves room for the company to retain a portion of profit as capital. This is considered important for strengthening capitalisation and supporting the bank’s business expansion.

She explained that the policy demonstrates that the bank still has scope to retain profits to reinforce the company’s financial structure.

Nadia also noted that consistency in dividend payments is significant for the banking industry as it is often used as an indicator of stability and quality of corporate governance.

Meanwhile, BNI’s Corporate Secretary Okki Rushartomo stated that the dividend distribution decision is part of the company’s commitment to deliver value to shareholders whilst maintaining sound corporate fundamentals.

According to Okki, the decision made at the AGMS is also directed towards preserving the company’s long-term performance sustainability.

“A number of strategic decisions agreed upon at this AGMS are part of efforts to maintain sustainable performance and strengthen the Company’s capital foundation going forward,” Okki said in a written statement.

The funds are planned to be utilised to support business expansion and strengthen BNI’s capital capacity amid evolving dynamics in the banking industry.