BNI: Case of Former Employee Embezzling Church Funds of Rp 28 Billion Outside Official System
Bank Negara Indonesia (BNI) states that the ‘Deposito Investment’ offered by the former Head of Cash at the BNI Aek Nabara Sub-Branch Office, Andi Hakim Febriansyah, to the congregation of St. Aek Nabara Catholic Parish is not an official BNI product. BNI states that the product is not recorded in the bank’s operational system.
“This incident is an action by an individual rogue who conducted transactions outside the system, outside authority, and official banking procedures, and the product used in this case is not an official BNI product and is not recorded in BNI’s operational system,” said BNI Director of Human Capital & Compliance Munadi Herlambang during a virtual press conference on Sunday (19/4/2026).
Munadi explained that BNI is also among those harmed in this case. The bank expressed particular concern for the customers of St. Aek Nabara Parish.
“I also provide background that BNI in this matter is among those harmed by this incident and we are certainly concerned about this event, especially for the customers of St. Aek Nabara Parish, and as a bank that has served the public since 1946, we are committed to complying with existing regulations and taking responsibility for incidents like this,” he said.
Will Return Rp 28 Billion
Munadi assured that BNI will return customer funds in accordance with the progress of the investigation. Munadi stated that the total funds embezzled by Andi amount to Rp 28 billion based on police investigations.
“We will carry out the resolution within this period; we are processing it and it is assured that from Monday to Friday this week during working days, we will return it,” said Munadi.
Munadi said this embezzlement case was uncovered in February 2026 from the results of internal oversight. Andi Hakim has now been named a suspect and is detained.
“Based on the progress of police investigations we received as of yesterday, Saturday, it has been concluded that the amount of funds embezzled is estimated at around Rp 28 billion; this case was first uncovered in February 2026 from BNI’s internal oversight results,” said Munadi.
Munadi explained that this incident is an action by an individual rogue outside banking procedures. BNI has carried out an initial return of customer funds amounting to Rp 7 billion and will complete the remaining fund return this week.
The fund return process will be formalised in a legal agreement agreed upon by both parties.
“We have conducted initial verification and coordination with law enforcement authorities, and we have returned Rp 7 billion in the initial stage, and we will complete the remainder this week,” said Munadi.
Meanwhile, BNI Director of Network & Retail Funding Rian Eriana Kaslan urged the public to avoid offers that do not comply with general banking practices. He asked the public to be vigilant if there are offers promising unreasonably high interest rates or transactions outside official mechanisms.
“We urge the public to increase vigilance, especially towards investment offers that do not go through official banking channels. Ensure that every product and transaction is carried out through verifiable official channels,” said Rian.
He also reminded the public to always verify the validity of products and the offering parties before conducting transactions, and to prioritise caution in every financial activity.
“The public can check through BNI’s official website, the wondr by BNI application, contact BNI Call services, or visit the nearest branch office to ensure the validity of products and services,” he added.