BI: Indonesia's Banking Sector Stress Test Results Remain Strong in May 2026

Jakarta, CNBC Indonesia - Bank Indonesia (BI) has revealed that the findings of the domestic banking sector stress test show the sector’s resilience remains strong in the face of various risks, including the continued spillover effects of the war in the Middle East. This resilience is underpinned by debt-servicing capacity and profitability that remain well maintained. Bank Indonesia continues to strengthen macroprudential policy and the synergy of macroprudential policy with the policy framework together with the Council of Financing and Macroprudential Policy (KSSK) in order to help maintain financial system stability, said BI Governor Perry Warjiyo, on Wednesday (20 June 2026). Perry said that banking resilience remains strong to mitigate risks from the Middle East war. This development is marked by adequate banking liquidity, capital adequacy kept at high levels, and credit risk remaining low. From BI’s notes, the banking Capital Adequacy Ratio (CAR) in March 2026 stood at a high 25.09%, which is strong in absorbing risks and supporting credit growth. Banking Non-Performing Loan (NPL) ratio, on an aggregate basis, remained low at 2.14% (gross) and 0.83% (net) as of March 2026.