BI: Digital Payment Transactions Grow 33.76 Percent in the First Quarter

The growth of digital economic and financial transactions in the first quarter of 2026 remains high, supported by a secure, smooth, and reliable payment system. Jakarta (ANTARA) - Bank Indonesia Governor Perry Warjiyo reported that the volume of digital payment transactions reached 14.39 billion transactions, or grew 33.76 percent year on year (yoy), in the first quarter of 2026. “The growth of digital economic and financial transactions in the first quarter of 2026 remains high, supported by a secure, smooth, and reliable payment system,” he stated during the Announcement of the Board of Governors Meeting (RDG) for April 2026, held virtually in Jakarta on Wednesday. The volume of transactions via mobile applications and the internet grew by 7.88 percent yoy and 16.35 percent yoy, respectively, including high growth in QRIS transactions reaching 111.94 percent yoy. He stated that this positive performance is supported by an increase in the number of users and merchants. From the infrastructure side, the volume of retail transactions processed through BI-FAST reached 1.4 billion transactions, or grew 30.82 percent yoy, with a transaction value of Rp3,519 trillion in the first quarter of 2026. Meanwhile, the volume of large-value transactions processed through BI-RTGS was recorded at 2.46 million transactions, or slowed by -0.20 percent yoy, amid BI-RTGS (Real-Time Gross Settlement) transaction values that continued to grow 11.26 percent yoy, reaching Rp51,490 trillion in the first quarter of 2026. “From the perspective of rupiah currency management, Currency in Circulation (UYD) grew 8.59 percent yoy to Rp1,346 trillion in the first quarter of 2026,” Perry revealed. On the same occasion, he also stated that the stability of the payment system remained maintained in the first quarter of 2026 due to support from stable infrastructure and a healthy industry structure. Stable infrastructure is reflected in the smooth and reliable operation of the Bank Indonesia Payment System (SPBI) and the industry payment system, as well as adequate supply of currency in sufficient quantity and quality. Furthermore, a healthy industry structure is depicted by the strengthening interconnection among payment system participants, followed by the expanding ecosystem of the Digital Financial Economy (EKD). Bank Indonesia affirms that it will continue to strengthen the payment system industry structure, particularly in aspects of risk management and the reliability of industry participants’ technology infrastructure, in line with the implementation of Bank Indonesia Regulation No. 10 of 2025 on the Regulation of the Payment System Industry (PBI PISP). In addition, the security and reliability of SPBI infrastructure, both retail and wholesale, as well as industry payment system infrastructure, are ensured. “Bank Indonesia also continues to maintain the availability of rupiah currency in sufficient quantities with circulation-worthy quality throughout the Unitary State of the Republic of Indonesia (NKRI), including the Outermost, Frontier, and Remote areas (3T),” he said.