{
    "success": true,
    "data": {
        "id": 1693850,
        "msgid": "bi-digital-payment-transactions-grow-33-76-percent-in-the-first-quarter-1776855153",
        "date": "2026-04-22 17:21:14",
        "title": "BI: Digital Payment Transactions Grow 33.76 Percent in the First Quarter",
        "author": "",
        "source": "ANTARA_ID",
        "tags": "",
        "topic": "Finance",
        "summary": "Bank Indonesia reports that digital payment transactions reached 14.39 billion in the first quarter of 2026, marking a 33.76 percent year-on-year increase, supported by a secure, smooth, and reliable payment system. Key drivers include significant growth in mobile and internet-based transactions, with QRIS surging by 111.94 percent, alongside robust performance in BI-FAST retail transactions at 30.82 percent growth. The central bank emphasizes ongoing efforts to strengthen industry structure, risk management, and currency availability to maintain payment system stability across Indonesia.",
        "content": "<p>The growth of digital economic and financial transactions in the\nfirst quarter of 2026 remains high, supported by a secure, smooth, and\nreliable payment system. Jakarta (ANTARA) - Bank Indonesia Governor\nPerry Warjiyo reported that the volume of digital payment transactions\nreached 14.39 billion transactions, or grew 33.76 percent year on year\n(yoy), in the first quarter of 2026. \u201cThe growth of digital economic and\nfinancial transactions in the first quarter of 2026 remains high,\nsupported by a secure, smooth, and reliable payment system,\u201d he stated\nduring the Announcement of the Board of Governors Meeting (RDG) for\nApril 2026, held virtually in Jakarta on Wednesday. The volume of\ntransactions via mobile applications and the internet grew by 7.88\npercent yoy and 16.35 percent yoy, respectively, including high growth\nin QRIS transactions reaching 111.94 percent yoy. He stated that this\npositive performance is supported by an increase in the number of users\nand merchants. From the infrastructure side, the volume of retail\ntransactions processed through BI-FAST reached 1.4 billion transactions,\nor grew 30.82 percent yoy, with a transaction value of Rp3,519 trillion\nin the first quarter of 2026. Meanwhile, the volume of large-value\ntransactions processed through BI-RTGS was recorded at 2.46 million\ntransactions, or slowed by -0.20 percent yoy, amid BI-RTGS (Real-Time\nGross Settlement) transaction values that continued to grow 11.26\npercent yoy, reaching Rp51,490 trillion in the first quarter of 2026.\n\u201cFrom the perspective of rupiah currency management, Currency in\nCirculation (UYD) grew 8.59 percent yoy to Rp1,346 trillion in the first\nquarter of 2026,\u201d Perry revealed. On the same occasion, he also stated\nthat the stability of the payment system remained maintained in the\nfirst quarter of 2026 due to support from stable infrastructure and a\nhealthy industry structure. Stable infrastructure is reflected in the\nsmooth and reliable operation of the Bank Indonesia Payment System\n(SPBI) and the industry payment system, as well as adequate supply of\ncurrency in sufficient quantity and quality. Furthermore, a healthy\nindustry structure is depicted by the strengthening interconnection\namong payment system participants, followed by the expanding ecosystem\nof the Digital Financial Economy (EKD). Bank Indonesia affirms that it\nwill continue to strengthen the payment system industry structure,\nparticularly in aspects of risk management and the reliability of\nindustry participants\u2019 technology infrastructure, in line with the\nimplementation of Bank Indonesia Regulation No.\u00a010 of 2025 on the\nRegulation of the Payment System Industry (PBI PISP). In addition, the\nsecurity and reliability of SPBI infrastructure, both retail and\nwholesale, as well as industry payment system infrastructure, are\nensured. \u201cBank Indonesia also continues to maintain the availability of\nrupiah currency in sufficient quantities with circulation-worthy quality\nthroughout the Unitary State of the Republic of Indonesia (NKRI),\nincluding the Outermost, Frontier, and Remote areas (3T),\u201d he said.<\/p>",
        "url": "https:\/\/jawawa.id\/newsitem\/bi-digital-payment-transactions-grow-33-76-percent-in-the-first-quarter-1776855153",
        "image": ""
    },
    "sponsor": "Okusi Associates",
    "sponsor_url": "https:\/\/okusiassociates.com"
}