Beware of New Scam Mode Using OJK Programme!

The Financial Services Authority (OJK) has urged the public to be wary of a fraudulent scheme misusing the name of the National Financial Literacy Movement (Gencarkan) programme.

In a post on its official Instagram account, the OJK stressed that the Gencarkan Programme and other OJK programmes have never offered additional income schemes to the public. The OJK also asked the public to always verify the truth of information received through OJK Contact 157 or the social media account @kontak157.

“The OJK ‘Gencarkan’ Programme or other OJK programmes have never offered additional income programmes,” the OJK wrote in the post on Friday (12/6/2026).

The OJK also displayed an example of a message used by perpetrators to carry out their actions. In the message, the perpetrator claimed to be an assistant for the OJK’s Gencarkan Programme and offered an opportunity to earn additional income ranging from Rp20,000 to Rp450,000 per day.

The perpetrator also promised an initial bonus of Rp20,000 on the condition that the potential victim completed two simple tasks. Payment was said to be made via bank transfer or digital wallet according to the victim’s choice.

For context, Gencarkan is an OJK programme aimed at encouraging a massive and equitable increase in financial literacy and inclusion throughout Indonesia. This programme is one of the OJK’s efforts to broaden public understanding of financial services and products.

Through Gencarkan, the OJK is also encouraging the emergence of 2 million ambassadors and agents of financial literacy and inclusion, who are expected to provide a multiplier effect through various financial education activities for the wider community. The programme is run through multiple channels so it is targeted to reach up to 50 million Indonesians.

The OJK is targeting the Gencarkan Programme to become a driver for increasing national financial inclusion in the long term. The hope is that the national financial inclusion index can reach 98% by the Golden Indonesia celebration in 2045.