BCA Records Net Profit of Rp 14.7 Trillion in Q1 2026

PT Bank Central Asia Tbk (BBCA or BCA) recorded a net profit of Rp 14.7 trillion in the first quarter of 2026, up 3.8% from Rp 14.1 trillion in the same period the previous year.

President Director Hendra Lembong stated that the company remains optimistic about maintaining its performance amid global dynamics. “We are optimistic about keeping BCA’s performance solid amid dynamic global conditions through the prudent development of various business lines,” he said during a press conference on Thursday, 23 April 2026.

The profit increase was supported by operating income growth of 1.1% year-on-year to Rp 27.8 trillion.

In terms of intermediation, BCA disbursed loans of Rp 994 trillion as of March 2026, an increase of 5.6% compared to Rp 941 trillion in the same period the previous year. Loan disbursements were primarily supported by productive loans amounting to Rp 760.2 trillion, which grew 7.8% year-on-year.

In line with its commitment to implementing environmental, social, and governance (ESG) principles, financing for sustainable sectors grew 10% to Rp 258.4 trillion, equivalent to 26% of the total financing portfolio. This growth was partly supported by micro, small, and medium enterprise (MSME) loans, which rose 12% to Rp 146 trillion.

Green financing also increased by 7.7% to Rp 113 trillion, driven in part by disbursements to the new and renewable energy sector, which surged 53.5% year-on-year.

Credit quality remained stable. The loan at risk (LAR) ratio was recorded at 5.1% and the non-performing loan (NPL) ratio at 1.8%. The provisioning ratios for LAR and NPL were at 69.7% and 174.6%, respectively.

On the funding side, BCA’s third-party funds (DPK) reached Rp 1,292.4 trillion, up 8.3% year-on-year. Low-cost funds or current account savings account (CASA) rose 11.2% to Rp 1,089 trillion, in line with the strengthening of transaction banking business through various digital and non-digital channels.