BCA Posts Net Profit of Rp 14.7 Trillion for Q1 2026, Up 3.8%

JAKARTA, KOMPAS.com - PT Bank Central Asia Tbk (BCA) recorded a consolidated net profit of Rp 14.7 trillion in the first quarter of 2026. This figure rose 3.8% year-on-year compared to Rp 14.1 trillion in the same period last year.

This performance also increased 3.8% quarter-on-quarter from the fourth quarter of 2025, which stood at Rp 14.1 trillion.

“The total profit of BCA and its subsidiaries reached Rp 14.7 trillion,” said BCA President Director Hendra Lembong during a virtual press conference on Thursday (23/4/2026).

Profit growth was supported by non-interest income reaching Rp 6.6 trillion. This value grew 14.2% year-on-year.

Net interest income was recorded at Rp 21.1 trillion. This figure was relatively stagnant compared to the same period last year. Net insurance income reached Rp 0.1 trillion.

Overall, BCA’s operational income reached Rp 27.8 trillion in the first quarter of 2026. This value rose 3.3% year-on-year. Operational expenses were recorded at Rp 8.5 trillion, up slightly by 0.1%.

Loan growth also supported the performance. The Ramadan and Eid al-Fitr momentum in February and March boosted financing demand.

Total loans disbursed reached Rp 994 trillion, growing 5.6% year-on-year.

Hendra explained that loans were supported by the productive segment amounting to Rp 760.2 trillion. This figure grew 7.8%.

The micro, small, and medium enterprises (MSME) segment recorded higher growth. MSME loans rose 12% to Rp 146 trillion.

Sustainable loan disbursements also increased. This sector’s portfolio grew 10% to Rp 258.4 trillion, or about 26% of total loans.

Green loans reached Rp 113 trillion, up 7.7%. Financing for the New and Renewable Energy (NRE) sector grew 53.5%.

“We are optimistic about keeping BCA’s performance solid amid dynamic global conditions through prudent development of various business lines,” he said.