Bank Muamalat Reports Pre-Tax Profit of Rp 30.1 Billion in 2025, Up 47.5%

JAKARTA, KOMPAS.com - PT Bank Muamalat Indonesia Tbk recorded a pre-tax profit of Rp 30.1 billion as of 31 December 2025. This figure grew by 47.5% year on year compared to the same period last year. Bank Muamalat’s President Director, Imam Teguh Saptono, stated that the bank’s total financing reached Rp 18.5 trillion in December 2025, an increase of 10.1% year on year. The bank also recorded growth in third-party funds (DPK). By the end of 2025, total DPK stood at Rp 45.5 trillion, up 9.0% year on year. Total assets also rose by 3.8% year on year to Rp 62.3 trillion at the end of 2025. “Alhamdulillah, the business consolidation we have undertaken has shown positive results. Several key indicators throughout 2025 have been maintained to grow positively, including assets, financing, and DPK,” Imam said in an official statement on Tuesday (31/3/2026). These figures are well above the minimum limits set by the regulator. According to Imam, Indonesia’s first pure sharia bank is increasingly focusing on the retail consumer segment. Flagship products such as Solusi Emas Hijrah financing and UMKM financing recorded significant increases. The number of customer accounts also surged by more than 1,200%. “This significant increase reflects the high public trust in the Solusi Emas Hijrah product. With this positive trend, we are optimistic that the achievements will continue in 2026, given the still substantial interest and literacy of the public towards gold investments,” Imam added. From the customer experience aspect, Bank Muamalat continues to optimise its network of branches.