Bank Mashill rated the country's best bank by 'InfoBank'
Bank Mashill rated the country's best bank by 'InfoBank'
JAKARTA (JP): Bank Mashill, Bank ANZ Panin and Bank Hanil
Tamara are the countries' best large, medium and small banks
respectively according to InfoBank magazine.
The ratings were announced yesterday.
The other best big banks, with assets over Rp 1 trillion (US$
410 million), include -- in descending order -- Bank Bira (second
place), Bank Surya, Bank of Tokyo-Mitsubishi, Bank Tiara, Bank
NISP, Bank Putera Surya Perkasa, Bank Tamara, Bank Panin and Bank
Umum Servitia.
The other best medium banks, with assets of Rp 500 to Rp 1
trillion, include Bank Risjad Salim, Bank Ekonomi, BPD
(provincial development bank) Sumatera Barat, Bank Finconesia,
Bank Bahari, Bank IFI, Bank Tokai Lippo Bank, Bank Haga and Bank
CIC.
And the other best small banks, with assets below Rp 500
billion, include Bank Pikko, BPD Yogyakarta, Bank Prasidha, Bank
Liman International, Bank Bersaudara Jaya, BPD Sulawesi Tenggara,
Bank Ganesha, Bank Himpunan Saudara and BPD Bali.
The magazine rated 25 publicly listed banks as very sound,
sound and moderately sound. It rated Bank Pikko the best publicly
listed bank, followed by Bank Mashill, Bank Bira, Bank Surya,
Bank Tiara, Bank NISP, Bank Tamara, Bank Panin, Bank Umum
Servitia and Bank Bali.
Eko Budi Supriyanto, managing editor and head of the
magazine's rating team, said the ratings were based on the
central bank's soundness rating ratios, excluding that on
management quality.
"We use ratio analyses and trends to rate the 239 banks. But
please bear in mind that we do not use the ratio on management,"
Eko said.
The ratios used were the capital adequacy ratio, net interest
margin, return on average assets, return on average equity,
efficiency, loan to deposit and loan loss reserve ratio.
The magazine used banks' growth trends in its rating
calculations, including asset, equity, productive asset, profits,
credits and third-party funds trends.
It also took banks' records on legal lending limits into
account.
Unhealthy banks
The magazine's rating also listed for the first time badly
performing banks, 20, and unhealthy banks, 19.
Badly performing big banks include Bank Utama and state-owned
Bank Bumi Daya. Badly performing medium banks are American
Express Bank, Bank Societe Generale Indonesia and Bank Susila
Bakti.
And small poorly performing banks include Bank Jakarta, Bank
Kosa, Bank Dwipa Semesta, Bank Mitraniaga, Bank Paribas-BBD
Indonesia, Bank Danpac, Bank Patriot, Bank Mataram Dhanarta, Bank
Indomonex, Bank Sangga Kencana, BPD Sulawesi Utara, Bank Raja
Internasional, Bank Prima Master, Bank INA Perdana and Bank Alfa.
Unhealthy big banks include state-owned Bank Pembangunan
Indonesia, Bank Pacific, Bank Yama, Bank Uppindo and Bank
Perniagaan.
Unhealthy medium banks are Bank Dana Asia, Bank Industri and
Bank Pinaesaan.
Unhealthy small banks include Bank Umum Majapahit Jaya, Bank
Arta Prima, Agrobank, Bank Dewa Rutji, Bank Intan, Bank Anrico,
BPD Kalimantan Barat, BPD Maluku, BPD Lampung and Bank Asta.
(rid)