Bank Mandiri to Announce Dividend Today, Here's the Estimate

PT Bank Mandiri (Persero) Tbk (BMRI) is announcing the convening of the Annual General Meeting of Shareholders (AGMS). The meeting will take place today, Wednesday (29/4/2026), at 14:00 WIB. Several important agendas will be discussed at the AGMS. Among them is the much-anticipated agenda for investors, namely the discussion of dividends in the Approval of the Use of the Company’s Net Profit for the 2025 Fiscal Year. For information, Bank Mandiri recorded a consolidated net profit of Rp 56.3 trillion throughout 2025. This positive performance was supported by solid operational income and maintained cost efficiency. Based on the financial report as of 31 December 2025, Bank Mandiri recorded a Net Profit Margin (NPM) of 34.2%, a fairly high efficiency indicator in the national banking industry. In addition, the company’s Return on Equity (ROE) ratio stood at 17.19%, affirming the management’s ability to manage shareholders’ capital to generate profit. Given the strong capital position with total equity reaching Rp 327.4 trillion and abundant internal cash, market expectations for Bank Mandiri’s dividend payout ratio remain high. Referring to the historical policy of previous fiscal years, Bank Mandiri set a dividend payout ratio (DPR) of 78% of total net profit. Assuming management maintains the same policy for the 2025 fiscal year, the total dividend per share is estimated to reach Rp 475.21. However, investors should note that Bank Mandiri has distributed an interim dividend earlier this year. Therefore, the final dividend to be received is the difference between the total annual dividend and the interim dividend already paid of Rp 100 at the beginning of this year. With an estimated final dividend of Rp 375.21 per share and a share price at Rp 4,430, the offered yield is around 8.47%. This figure is considered competitive compared to other fixed-income instruments, such as 12-month bank deposits or government bond yields.