Bank Mandiri Prepares IDR 44 Trillion in Cash to Meet Demand During Ramadan
Jakarta (ANTARA) - PT Bank Mandiri (Persero) Tbk is preparing IDR 44 trillion in cash to replenish ATMs/CRMs during the period of 24th February to 25th March 2026, in order to maintain national transaction stability during Ramadan and Eid al-Fitr.
This allocation represents a 5 percent year-on-year (yoy) increase compared to the same period last year, which was IDR 41.9 trillion, in line with projections of increased transaction needs during the holy month and the peak of the homecoming and Eid al-Fitr periods.
Bank Mandiri’s Corporate Secretary, Adhika Vista, in an official statement in Jakarta on Wednesday, said that this measure is designed through prudent liquidity planning based on national transaction projections, and is strengthened by optimizing distribution infrastructure and technology.
According to him, this ecosystem-based approach ensures sufficient liquidity, service stability, and provides sustainable advantages in meeting the transaction needs of the community.
“The provision of this cash is a manifestation of Bank Mandiri’s commitment to presenting integrated synergy across our service network, so that the transaction needs of the community during Ramadan and Eid al-Fitr can be optimally met,” said Adhika.
He explained that the average daily cash replenishment requirement is estimated to reach IDR 1 trillion to IDR 1.4 trillion, in line with increased consumption activity, payment of salaries and Eid bonuses (THR) for civil servants (ASN), and community mobility in the lead-up to Eid al-Fitr 1447 H.
These projections are based on historical transaction patterns and domestic economic growth trends, which show a significant increase during the Ramadan and Eid periods.
In order to support the smooth distribution of fit-for-purpose currency during Ramadan and Eid al-Fitr 1447 H, Bank Mandiri is also actively participating in the Semarak Rupiah Ramadan and Berkah Idul Fitri (SERAMBI) 2026 program organized by Bank Indonesia.
In line with this, to ensure the smooth flow of non-cash transactions during the peak Lebaran period, Bank Mandiri is preparing liquidity of IDR 18 trillion in the Settlement Fund Account (RSD) BI-Fast to anticipate a surge in transactions from 18th to 25th March 2026, or approximately IDR 2.5 trillion per day.
In addition to cash and interbank transaction liquidity, Bank Mandiri ensures that all electronic service channels operate optimally during the Lebaran holiday period.
Bank Mandiri operates 12,900 ATM/CRM units and 322,000 EDC machines spread throughout Indonesia to support the smooth transactions of customers and strengthen the national payment ecosystem.
Adhika added that customers can also optimize various banking and lifestyle transaction needs through Livin’ by Mandiri, which now has 37.9 million registered users.
For those who do not yet have a Mandiri e-money card, Bank Mandiri is also preparing a stock of up to 1.1 million cards, which are available at branches, the Sukha feature on Livin’ by Mandiri, retail networks such as Indomaret and Alfamart, official Bank Mandiri outlets on various e-commerce platforms, and vending machines at several transportation hubs and stations. The availability of these cards is expected to support the smooth mobility of the community during the Lebaran homecoming and return flows.
Not only that, Adhika ensures that Bank Mandiri is running optimal information technology network readiness by forming an IT monitoring team that is on standby 24 hours a day to anticipate a surge in transactions on all electronic payment channels.