Bank Mandiri Prepares IDR 44 Trillion in Cash for Ramadan
Bank Mandiri is preparing IDR 44 trillion in cash to meet customer needs during this year’s Ramadan and Eid al-Fitr period. The funds will be used to replenish Automatic Teller Machines (ATMs) and Cash Recycle Machines (CRMs) from 24th February to 25th March 2026.
This allocation of cash provision is a 5% increase compared to the Ramadan period last year, which was IDR 41.9 trillion. This increase in cash preparation is in line with projections of increased transaction needs during the holy month and the peak of the Eid homecoming and celebrations.
“This provision of cash is a manifestation of Bank Mandiri’s commitment to providing integrated synergy across our entire service network, so that the transaction needs of the community during Ramadan and Eid al-Fitr can be met optimally,” said Corporate Secretary of PT Bank Mandiri (Persero) Tbk., Adhika Vista, in an official statement quoted on Thursday, 26th February 2026.
According to Adhika, the average daily cash replenishment requirement during the Ramadan period is estimated to reach IDR 1 trillion to IDR 1.4 trillion. This is due to increased consumption activity, the payment of salaries and Eid bonuses (THR) for civil servants (ASN), and increased community mobility in the lead-up to Eid al-Fitr. This projection is based on historical transaction patterns and trends in domestic economic growth, which show a significant increase during the Ramadan and Eid periods.
The bank, with the stock code BMRI, is also preparing liquidity of IDR 18 trillion in the BI-Fast Settlement Fund Account (RSD) to ensure smooth non-cash transactions. This step is an anticipation of a surge in transactions from 18th to 25th March 2026, which is projected to be around IDR 2.5 trillion per day.
The optimal readiness of the information technology network is also being ensured. Bank Mandiri has formed an IT monitoring team that is on standby 24 hours a day. This team works to anticipate surges in transactions on all electronic payment channels.
In addition to the readiness of cash and interbank transaction liquidity, BMRI is also ensuring that all ATM units operate optimally during the Eid holiday period. Currently, Bank Mandiri operates 12,900 ATM/CRM units and 322,000 Electronic Data Capture (EDC) machines throughout Indonesia.