Bank Mandiri Introduces DHE Tracker Feature in Kopra, Making It Easier for Exporters to Monitor Foreign Exchange Management

Bank Mandiri continues to strengthen its role in sustaining momentum in the national economy’s growth by enhancing its operational capabilities and business solutions for enterprises. Through the Wholesale Digital Super Platform Kopra by Mandiri, the bank now offers an integrated solution that helps exporters monitor, manage, and ensure compliance regarding the placement of foreign exchange proceeds from exports (DHE) of natural resources (SDA) into special accounts (Reksus) in accordance with applicable regulations. Under Government Regulation (PP) No. 8 of 2025, DHE SDA refers to foreign exchange arising from the exploitation, management and/or processing of natural resources that must be placed in the national financial system through specified mechanisms. In implementation, managing DHE SDA requires administrative diligence and consistent monitoring of transactions to help companies maintain compliance while optimising cash flow. Through this feature, Bank Mandiri can monitor incoming funds in real time, making reconciliation and recording more accurate, fast, and efficient. Senior Vice-President (SVP) Digital Wholesale Banking at Bank Mandiri, Yohan Sugiono, said that with ongoing innovation, the bank ensures that DHE SDA management not only meets compliance requirements but also offers convenience, transparency, and efficiency for exporters. Through Kopra by Mandiri, the state-owned bank can manage foreign exchange obligations more controllably while also optimising liquidity. Through the DHE Tracker feature, exporters gain various conveniences to support their business operations. All information, from reporting to inspection, is presented within a single integrated digital ecosystem, minimising the risk of recording errors and data duplication. The grouping helps the finance team prepare internal reports, support audit processes, and ensure regulatory obligations are met in a more orderly and well-documented manner. Additionally, the system is equipped with automatic notifications whenever funds arrive into the DHE SDA Reksus. This information is accessible directly via the Kopra platform, so companies no longer need to perform periodic manual checks. With this more proactive approach, the monitoring of foreign exchange flows becomes more responsive and provides greater certainty in financial decision-making.