Bank BJB records credit disbursement of Rp140.7 trillion in 2025

Jakarta - PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk (Bank BJB) recorded credit disbursements including financing valued at Rp140.7 trillion throughout 2025.

The company’s credit disbursements were contributed from a subsidiary valued at Rp28.8 trillion and bank-only operations valued at Rp111.9 trillion.

“In bank-only operations, the consumer credit segment remained the primary contributor with an outstanding balance reaching Rp74.8 trillion,” said Bank BJB Corporate Secretary Herfinia in an official statement in Jakarta on Monday.

Herfinia ensured that asset quality in the consumer credit segment remained solid, with a low non-performing loan (NPL) rate and healthy margins.

She continued that the company’s digital transformation was also being accelerated through the development of the KGB Pisan platform.

Since obtaining service development permission from the Financial Services Authority (OJK) in November 2025, the platform has supported new credit applications with end-to-end digital processes for the company’s payroll customers.

“The fully digital credit process also increases productivity and scalability of the consumer business,” said Herfinia.

Herfinia ensured that the company continued measured expansion in the corporate and commercial segments focused on ecosystem-based regional projects, which is expected to drive economic growth in the regions.