Bank bjb posts Rp410 billion net profit in Q1 2026

Jakarta (ANTARA) - PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk (Bank bjb) booked a net profit attributable to the owners of the parent entity (Profit After Tax and Minority Interest/PATMI) of Rp410 billion in the first quarter of 2026. The figure represented a quarter-on-quarter growth of 13.3% (QoQ) or 3% year-on-year (YoY), supported by strengthening business fundamentals, an increase in net interest income, and more efficient cost management. Bank bjb’s President Director Ayi Subarna, in a statement from Jakarta on Friday, said that the Q1 2026 performance reflected the company’s efforts to maintain healthy business fundamentals through stronger intermediation, operational efficiency, and ongoing service transformation. “In the face of dynamics in the banking industry and evolving economic conditions, bank bjb strives to maintain healthy business growth while paying attention to asset quality, liquidity, and the needs of customers and stakeholders,” he said. Profit growth was supported by an increase in consolidated Net Interest Income (NII) to Rp2.05 trillion, up 13% YoY. The strengthening of net interest income was backed by optimisation of the credit portfolio mix and a more efficient funding cost management strategy. In terms of intermediation, total consolidated credit and financing stood at Rp141.2 trillion. Meanwhile, third-party funds (DPK) grew to Rp159.9 trillion, up 3.9% YoY. The bank’s liquidity remained at a healthy level with a Loan to Deposit Ratio (LDR) of 83.5%. Asset quality was maintained through prudent risk management and ongoing risk controls. The company also continued to strengthen provisions to safeguard balance sheet resilience amid market dynamics and economic conditions. Digital transformation at bank bjb showed positive progress. As of March 2026, the number of DIGI bank bjb users reached 1.87 million, with fee-based income from electronic channels amounting to Rp115.7 billion. In the digital ASN loan segment via bjb KGB Pisan, outstanding credit stood at Rp159.8 billion, up 154.1% YoY and 30.9% QoQ. The Number of Accounts (NoA) also increased to 9,702 accounts. According to Ayi Subarna, the digital transformation continues to be guided by improving service quality and the ease of transaction access for customers, while supporting the company’s operational efficiency. “The company will continue to strive for healthy and sustainable business growth through service enhancement, digital innovation, and synergies within the Bank Group (KUB) ecosystem, while considering economic conditions and industry dynamics,” he added. Bank bjb’s performance is also supported by positive economic prospects in the West Java and Banten regions, which remain key contributors to national economic growth and form the main business base of the company. In addition to strengthening business performance, bank bjb continues to push for Environmental, Social, and Governance (ESG) principles. As of Q1 2026, the bank’s sustainable financing portfolio reached Rp14.2 trillion and sustainable bonds Rp1.9 trillion. The company also continued to support financing for SMEs, KUR, FLPP, and various other sustainability programmes. In carrying out its business transformation, bank bjb upholds prudence, good corporate governance, and consumer protection in line with regulator requirements. With strengthened business fundamentals and ongoing transformation, bank bjb aims to strengthen its position as one of the largest regional development banks in Indonesia.