Bank bjb Offers Second Phase of 2026 Sustainability Bonds, an ESG-Based Investment Instrument
Bank bjb presents a strategic investment option through the issuance of its Second Phase 2026 Sustainable Bonds. This product is part of the company’s commitment to strengthening its funding structure while expanding sustainable financing in Indonesia.
This instrument is offered to corporate and retail customers as an alternative competitive and measurable fixed-income investment. The presence of these bonds further reinforces Bank bjb’s position as a financial institution that consistently integrates Environmental, Social, and Governance (ESG) principles into its business strategy.
The Second Phase 2026 Sustainable Bonds received an idAA (Double A) rating from PT Pemeringkat Efek Indonesia (Pefindo). This rating reflects the company’s strong capacity to meet its long-term financial obligations.
The bonds are issued in two series. Series A has a three-year tenor with an indicative coupon of 5.45 percent to 6.05 percent per year. Meanwhile, Series B is offered with a five-year tenor and an indicative coupon of 5.70 percent to 6.30 percent per year. Both series provide flexibility for investors to adjust their choices according to their respective risk profiles and investment horizons.
The minimum order is set at IDR 5,000,000 and applies in the same multiples. There is no maximum order limit, providing broad participation for various categories of investors.
The initial offering period or book building will take place from February 13 to March 2, 2026. Payments from investors are scheduled for March 30, 2026, with electronic distribution on March 31, 2026. This schedule is designed to ensure that the issuance process runs smoothly and transparently.
For individual investors, there are several administrative requirements that must be met. Prospective investors must have an ID card registered with the Population and Civil Registration Office (Disdukcapil), a savings account at Bank bjb, and an securities account at Bank bjb.
Bank bjb’s Sustainable Bonds are instruments issued to finance environmentally and socially responsible projects. The proceeds from the issuance will be allocated to green projects and social projects that meet sustainability criteria. The focus of financing includes new and renewable energy, housing finance, and strengthening the MSME and micro sectors. This scheme also includes new financing and refinancing of ongoing projects.
The Second Phase 2026 issuance continues the success of the previous phase. At the end of 2024, the First Phase Sustainability Bond recorded an oversubscription of 4.66 times the initial target. This achievement shows the high interest of investors in ESG-based instruments issued by Bank bjb.
As an investment instrument, bonds are known to provide fixed returns over a certain period. This characteristic makes them a relatively stable choice for investors who want predictable income streams.
Portfolio diversification is one of the important considerations in investment management. By including bonds in the asset composition, risk can be managed more optimally without ignoring potential returns.
The Second Phase 2026 Sustainable Bonds are designed to meet this need. Investors obtain opportunities to manage funds productively while contributing to sustainable economic development.
With a combination of a strong rating, competitive indicative coupons, and a commitment to sustainable financing, the Second Phase 2026 Sustainable Bonds are part of Bank bjb’s efforts to present investment solutions that are productive and have an impact on the country.
Bank bjb is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia (BI), and Bank bjb is a participant in the Deposit Insurance Corporation (LPS). Further information regarding these bonds can be obtained by visiting the nearest Bank bjb branch or through the bjb Call 14049 call center or visiting the official Bank bjb website infobjb.id/obligasi.