Bank Aladin Syariah Strengthens Digital Ecosystem, Posts Positive Performance
Jakarta - PT Bank Aladin Syariah Tbk recorded solid performance growth throughout 2025. As of 31 December 2025, the company’s total assets reached Rp14.4 trillion, growing 53.89% year-on-year (yoy).
In terms of profitability, the company’s profit reached Rp150.7 billion, an increase of 304.48% compared to the previous year. Growth was also reflected in Third-Party Funds (DPK) which reached Rp10.4 trillion, up 92.18% yoy. Meanwhile, financing distribution reached Rp5.2 trillion, growing 9.58% yoy, with a capital adequacy ratio (CAR) maintained strongly at 49.3%.
By the end of 2025, the number of Bank Aladin Syariah customers had reached 3.7 million users, growing 12.1% yoy. President Director of Bank Aladin Syariah, Koko Rachmadi, stated that this achievement aligns with the strengthening of digital services, product development, and consistent expansion of the strategic ecosystem by the company.
“Bank Aladin Syariah recorded positive performance in 2025. This is in line with the development of products and services, as well as the strengthening of the digital system that supports ease of banking access for customers,” said Koko in an official statement on Thursday.
Koko added that going forward, Bank Aladin Syariah will continue to strengthen its role as a digital Islamic bank that not only focuses on business growth, but also delivers relevant, inclusive services that provide added value for the community.
“We believe that expanding access to Islamic financial services through digital innovation and ecosystem collaboration can be an important part of encouraging Islamic financial inclusion and supporting more sustainable economic growth in Indonesia,” concluded Koko.
In executing its growth strategy, Bank Aladin Syariah continues to expand its sharia service ecosystem through the implementation of an Offline-to-Online (O2O) strategy with various strategic partners. One key collaboration is with Alfa Group, which has more than 23,000 minimarket networks across Indonesia, enabling the public to gain easier, safer, and more comfortable access to digital Islamic banking services.
Additionally, Bank Aladin Syariah is expanding cooperation with various strategic partners such as Flip (Superflip), Mekari, Persis Solo, as well as Islamic community organisations like Muhammadiyah, the National Amil Zakat Agency (BAZNAS), and the Indonesian Ulema Council (MUI). Bank Aladin Syariah also bears the mandate as a Bank for the Deposit of Hajj Organising Fees (BPS BPIH) after being appointed by the Hajj Financial Management Agency (BPKH) in 2025.
This move simultaneously strengthens the bank’s position in the national Islamic financial ecosystem. Entering 2026, Bank Aladin Syariah continues to maintain the growth momentum built in the previous year. As of Q1 2026, the company posted a net profit of Rp23.3 billion, reflecting the consistency of business strategy execution and strengthening of company fundamentals.
To continue this growth, the company’s main focus includes strengthening cooperation with potential business partners to build a broader digital ecosystem, expanding products and services through digital applications, offline networks of strategic partners, and the BCA ATM network for cardless cash withdrawal services. The company is also strengthening organic funding acquisition and integration with strategic partner ecosystems to drive CASA growth, as well as optimising the potential of the Aladin Premier Customer category targeting the upper-middle retail segment and boosting overall retail fund accumulation.
On the financing side, Bank Aladin Syariah will expand financing distribution cooperation with strategic partners by offering innovative and competitive products, while continuing to apply the precautionary principle and maintaining healthy and sustainable financing quality. The company will also continuously strengthen its information technology infrastructure, enhance corporate governance aspects, and reinforce organisational structure and human resource quality to support long-term business growth.
With this strategy, Bank Aladin Syariah is optimistic it can continue to strengthen its position as an inclusive, innovative digital Islamic bank relevant to the needs of modern society. Amidst the evolving industry dynamics, the company will continue to prioritise the precautionary principle and healthy growth, as well as expand access to Islamic financial services to provide sustainable added value and promote Islamic financial inclusion in Indonesia. Bank Aladin Syariah’s commitment to delivering innovative, inclusive, and sustainable digital Islamic banking services has also garnered appreciation from various national and international institutions.