Jakarta - PT Bank Aladin Syariah Tbk recorded solid performance\ngrowth throughout 2025. As of 31 December 2025, the company\u2019s total\nassets reached Rp14.4 trillion, growing 53.89% year-on-year (yoy).<\/p>\n
In terms of profitability, the company\u2019s profit reached Rp150.7\nbillion, an increase of 304.48% compared to the previous year. Growth\nwas also reflected in Third-Party Funds (DPK) which reached Rp10.4\ntrillion, up 92.18% yoy. Meanwhile, financing distribution reached Rp5.2\ntrillion, growing 9.58% yoy, with a capital adequacy ratio (CAR)\nmaintained strongly at 49.3%.<\/p>\n
By the end of 2025, the number of Bank Aladin Syariah customers had\nreached 3.7 million users, growing 12.1% yoy. President Director of Bank\nAladin Syariah, Koko Rachmadi, stated that this achievement aligns with\nthe strengthening of digital services, product development, and\nconsistent expansion of the strategic ecosystem by the company.<\/p>\n
\u201cBank Aladin Syariah recorded positive performance in 2025. This is\nin line with the development of products and services, as well as the\nstrengthening of the digital system that supports ease of banking access\nfor customers,\u201d said Koko in an official statement on Thursday.<\/p>\n
Koko added that going forward, Bank Aladin Syariah will continue to\nstrengthen its role as a digital Islamic bank that not only focuses on\nbusiness growth, but also delivers relevant, inclusive services that\nprovide added value for the community.<\/p>\n
\u201cWe believe that expanding access to Islamic financial services\nthrough digital innovation and ecosystem collaboration can be an\nimportant part of encouraging Islamic financial inclusion and supporting\nmore sustainable economic growth in Indonesia,\u201d concluded Koko.<\/p>\n
In executing its growth strategy, Bank Aladin Syariah continues to\nexpand its sharia service ecosystem through the implementation of an\nOffline-to-Online (O2O) strategy with various strategic partners. One\nkey collaboration is with Alfa Group, which has more than 23,000\nminimarket networks across Indonesia, enabling the public to gain\neasier, safer, and more comfortable access to digital Islamic banking\nservices.<\/p>\n
Additionally, Bank Aladin Syariah is expanding cooperation with\nvarious strategic partners such as Flip (Superflip), Mekari, Persis\nSolo, as well as Islamic community organisations like Muhammadiyah, the\nNational Amil Zakat Agency (BAZNAS), and the Indonesian Ulema Council\n(MUI). Bank Aladin Syariah also bears the mandate as a Bank for the\nDeposit of Hajj Organising Fees (BPS BPIH) after being appointed by the\nHajj Financial Management Agency (BPKH) in 2025.<\/p>\n
This move simultaneously strengthens the bank\u2019s position in the\nnational Islamic financial ecosystem. Entering 2026, Bank Aladin Syariah\ncontinues to maintain the growth momentum built in the previous year. As\nof Q1 2026, the company posted a net profit of Rp23.3 billion,\nreflecting the consistency of business strategy execution and\nstrengthening of company fundamentals.<\/p>\n
To continue this growth, the company\u2019s main focus includes\nstrengthening cooperation with potential business partners to build a\nbroader digital ecosystem, expanding products and services through\ndigital applications, offline networks of strategic partners, and the\nBCA ATM network for cardless cash withdrawal services. The company is\nalso strengthening organic funding acquisition and integration with\nstrategic partner ecosystems to drive CASA growth, as well as optimising\nthe potential of the Aladin Premier Customer category targeting the\nupper-middle retail segment and boosting overall retail fund\naccumulation.<\/p>\n
On the financing side, Bank Aladin Syariah will expand financing\ndistribution cooperation with strategic partners by offering innovative\nand competitive products, while continuing to apply the precautionary\nprinciple and maintaining healthy and sustainable financing quality. The\ncompany will also continuously strengthen its information technology\ninfrastructure, enhance corporate governance aspects, and reinforce\norganisational structure and human resource quality to support long-term\nbusiness growth.<\/p>\n
With this strategy, Bank Aladin Syariah is optimistic it can continue\nto strengthen its position as an inclusive, innovative digital Islamic\nbank relevant to the needs of modern society. Amidst the evolving\nindustry dynamics, the company will continue to prioritise the\nprecautionary principle and healthy growth, as well as expand access to\nIslamic financial services to provide sustainable added value and\npromote Islamic financial inclusion in Indonesia. Bank Aladin Syariah\u2019s\ncommitment to delivering innovative, inclusive, and sustainable digital\nIslamic banking services has also garnered appreciation from various\nnational and international institutions.<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/bank-aladin-syariah-strengthens-digital-ecosystem-posts-positive-performance-1780563304", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }