Bali Prosecutor's Office Names Five Suspects in BRI Sidakarya Credit Corruption Case
The Bali Prosecutor’s Office has named five suspects in a corruption case involving the distribution of People’s Business Loans (KUR) and Rural General Loans (KUPRA) at the BRI Sidakarya branch for the period of 2024 to 2025. In this case, the estimated financial loss to the state is IDR 8.5 billion.
Bali Chief Prosecutor Chatarina Muliana stated that the suspects operated by collecting identity cards from residents to be used as formal debtors.
“Suspect APMU is suspected of directing the other suspects to find the identities of residents, which were then used as the basis for loan applications,” she explained on Tuesday (February 24, 2026).
The five suspects have the initials APMU, IMS, IKW, NWLN, and AS. This designation is a follow-up to the Investigation Order Number PRINT-73/N.1/Fd.2/01/2026 dated January 12, 2026.
After the identities were collected and declared to have passed the BI Checking or SLIK OJK verification, the suspects allegedly fabricated the business profiles of the prospective debtors to meet the administrative requirements for the loan. In reality, the owners of the identity cards did not have viable businesses and were only asked to submit their identity documents.
To complete the process, APMU is also suspected of conducting fictitious surveys, including making video calls with the credit decision-making party to create the impression that the verification procedures had been carried out in accordance with the regulations.
“After the loans were disbursed, the savings books and ATM cards of the customers were controlled by the suspects. The owners of the identity cards only received a small amount of the funds, while the majority of the loans were allegedly used for the personal interests of the suspects and other parties who helped provide the identity cards,” she added.
Based on the results of the investigation, this practice involved 122 customers from January 2024 to March 2025. In detail, the disbursement of KUPRA reached IDR 1.79 billion to 25 customers, while KUR reached IDR 6.78 billion to 97 customers.
The Special Criminal Investigation Assistant, as the investigator, stated that the team has so far examined 49 witnesses and one expert. The investigation is also still ongoing, and the possibility of new suspects cannot be ruled out.
For their actions, the suspects are charged with Article 2 paragraph (1) or Article 3 in conjunction with Article 18 of Law Number 31 of 1999 concerning the Eradication of Criminal Acts of Corruption, as amended by Law Number 20 of 2001, as well as in conjunction with Article 603 or Article 604 of Law Number 1 of 2023 concerning the Criminal Code.
(hsa/hsa)