The Bali Prosecutor\u2019s Office has named five suspects in a corruption\ncase involving the distribution of People\u2019s Business Loans (KUR) and\nRural General Loans (KUPRA) at the BRI Sidakarya branch for the period\nof 2024 to 2025. In this case, the estimated financial loss to the state\nis IDR 8.5 billion.<\/p>\n
Bali Chief Prosecutor Chatarina Muliana stated that the suspects\noperated by collecting identity cards from residents to be used as\nformal debtors.<\/p>\n
\u201cSuspect APMU is suspected of directing the other suspects to find\nthe identities of residents, which were then used as the basis for loan\napplications,\u201d she explained on Tuesday (February 24, 2026).<\/p>\n
The five suspects have the initials APMU, IMS, IKW, NWLN, and AS.\nThis designation is a follow-up to the Investigation Order Number\nPRINT-73\/N.1\/Fd.2\/01\/2026 dated January 12, 2026.<\/p>\n
After the identities were collected and declared to have passed the\nBI Checking or SLIK OJK verification, the suspects allegedly fabricated\nthe business profiles of the prospective debtors to meet the\nadministrative requirements for the loan. In reality, the owners of the\nidentity cards did not have viable businesses and were only asked to\nsubmit their identity documents.<\/p>\n
To complete the process, APMU is also suspected of conducting\nfictitious surveys, including making video calls with the credit\ndecision-making party to create the impression that the verification\nprocedures had been carried out in accordance with the regulations.<\/p>\n
\u201cAfter the loans were disbursed, the savings books and ATM cards of\nthe customers were controlled by the suspects. The owners of the\nidentity cards only received a small amount of the funds, while the\nmajority of the loans were allegedly used for the personal interests of\nthe suspects and other parties who helped provide the identity cards,\u201d\nshe added.<\/p>\n
Based on the results of the investigation, this practice involved 122\ncustomers from January 2024 to March 2025. In detail, the disbursement\nof KUPRA reached IDR 1.79 billion to 25 customers, while KUR reached IDR\n6.78 billion to 97 customers.<\/p>\n
The Special Criminal Investigation Assistant, as the investigator,\nstated that the team has so far examined 49 witnesses and one expert.\nThe investigation is also still ongoing, and the possibility of new\nsuspects cannot be ruled out.<\/p>\n
For their actions, the suspects are charged with Article 2 paragraph\n(1) or Article 3 in conjunction with Article 18 of Law Number 31 of 1999\nconcerning the Eradication of Criminal Acts of Corruption, as amended by\nLaw Number 20 of 2001, as well as in conjunction with Article 603 or\nArticle 604 of Law Number 1 of 2023 concerning the Criminal Code.<\/p>\n
(hsa\/hsa)<\/p>", "url": "https:\/\/jawawa.id\/newsitem\/bali-prosecutors-office-names-five-suspects-in-bri-sidakarya-credit-corruption-case-1772022289", "image": "" }, "sponsor": "Okusi Associates", "sponsor_url": "https:\/\/okusiassociates.com" }