AMPHURI Criticises Centralised E-Wallet Discourse for Umrah Management

The Association of Muslim Hajj and Umrah Organisers of the Republic of Indonesia (AMPHURI) has highlighted concerns over the emerging discourse on an e-wallet for Umrah, fearing it may lead to increasingly centralised governance. The organisation, which represents hundreds of pilgrimage travel operators, has urged the Ministry of Hajj and Umrah to involve industry associations in drafting all derivative regulations stemming from Law Number 14 of 2025. The issue was a central topic at the AMPHURI National Working Conference (Mukernas) 2026, held at the Novotel Palembang on Tuesday, under the theme ‘Kokoh Berlabuh, Tangguh Menempuh’ (Steadfastly Anchored, Resiliently Journeying). The forum featured a public dialogue on the e-wallet proposal previously floated by the Minister of Hajj and Umrah. DPP AMPHURI Chairman Firman M Nur stated that while Law 14/2025 brings hope for more professional and transparent services under the new ministry, it also stirs unease among business actors. He noted that the industry’s future is directed towards strengthening pilgrim protection, digital innovation, and ecosystem sustainability, but warned that implementing regulations must be drafted collaboratively with stakeholders. ‘Many hope that the ministry’s oversight will create a more transparent system,’ he said in a press release received on Wednesday. However, the e-wallet concept remains contentious among operators. Some view it as a solution to enhance transaction transparency and safeguard pilgrims, while others fear it could become a new burden threatening the viability of Umrah Travel Organisers (PPIU) and Special Hajj Organisers (PIHK). Consequently, AMPHURI made this issue a key focus of its national conference and plans to submit recommendations to the government regarding the management of Hajj, Umrah, and Muslim tourism.