AdaKami Partners with UNS to Build the Fintech Talent of the Future
Jakarta, CNBC Indonesia — PT Pembiayaan Digital Indonesia (AdaKami) has unveiled the Tech for Indonesia initiative by partnering with Universitas Sebelas Maret (UNS). The inaugural programme, FutureFin, is a scientific writing competition designed to spur students to develop fintech ideas, with a focus on online lending (pindar) that is safe, responsible and has a tangible impact on society.
Karissa Sjawaldy, AdaKami’s Chief of Public Affairs, said Tech for Indonesia embodies the company’s commitment to delivering real benefits to communities, particularly the younger generation.
“Through collaboration with the academic world, we want to encourage students to understand the dynamics of the pindar industry comprehensively and critically, including the risks involved, and the importance of distinguishing legal and responsible services from illegal practices that harm consumers,” Karissa said in a formal statement on Wednesday 4 March 2026.
The opening of FutureFin, on Tuesday 3 March 2026, was also attended by a representative of OJK Solo as a sign of support for financial literacy and for improving students’ understanding of the development and governance of the digital finance industry.
“OJK Solo head Eko Hariyanto praised UNS Faculty of Economics and Business for its commitment to supporting financial inclusion and literacy through educational activities today.
“Moreover, we also express appreciation to AdaKami for contributing to financial education and inclusion in Indonesia by providing student participants to manage their finances wisely. This collaboration is expected to strengthen a healthy digital financial ecosystem, raise awareness of consumer protection, and encourage the younger generation to become smart and ethical users of financial services,” Eko said.
He also emphasised that OJK as the regulator of the financial services industry will continue to ensure that operations in banking, capital markets, and non-bank financial institutions including fintech lending can grow. Of course, this development must be accompanied by prudent practices and consumer protection, and contribute to national economic growth in line with the 2023–2028 Roadmap for the Development and Strengthening of IT-Based Joint Funding Services.
The competition is open to all students across faculties and will go through selection, mentoring, final presentations before a panel of judges, and a winner announcement in May 2026. During the process, FutureFin will host online and offline sessions including public lectures and mentorship with academics, experts and industry practitioners.
These sessions are designed to broaden perspectives and strengthen students’ analytical foundations as they prepare relevant written works. Topics include the fintech landscape with a focus on pindar, including technology developments, governance, dynamics and the regulations shaping the industry in Indonesia.
UNS also appreciates cross-sector collaboration that opens space for talent development in fintech.
“For higher education institutions, the FutureFin programme provides room for students to sharpen analytical and problem-solving abilities within a real industry context. The competition also serves as a strategic platform to identify and nurture young talent with an interest in fintech, aligned with SDG 4 on improving education quality to meet workforce needs, and SDG 17, where universities and industry collaborate to achieve inclusivity. We hope that throughout the process, students will not only produce high-quality scientific works but also gain broader exposure to the industry and create opportunities to contribute meaningfully in the future,” said Prof. Bhimo Rizky Samudro, Dean of the Faculty of Economics and Business at UNS.
Through Tech for Indonesia and the FutureFin programme, AdaKami reiterates its commitment to actively contribute to building Indonesia’s fintech industry that is credible, responsible and sustainable.