5 Top Silver and Gold Investment Apps in Indonesia for 2026 - Warta Ekonomi
Investing in silver and gold has become one of the popular choices for protecting asset value amid economic fluctuations. Currently, many people are seeking selected silver and gold investment apps that allow digital purchases with flexible capital.
Various selected silver and gold investment apps in Indonesia are available to facilitate the investment process.
- Pegadaian Digital
The Pegadaian Digital app provides gold investment services. Users can purchase gold through this platform. The gold price in the app follows market movements. This app is owned by the Pegadaian company. Transactions are conducted online via bank transfer. The purchased gold can be stored in digital form in the user’s account.
- Reku
The Reku app is a trusted crypto app since 2018 that supports digital gold and silver investments that can be bought and sold at any time. Thus, investors can gain exposure to gold without needing to store physical gold or silver directly. This app is registered with BAPPEBTI and supervised by OJK. The initial capital required is also low; crypto assets can be bought with Rp5,000 capital, and US stocks & ETFs with just $1. In addition, Reku’s transaction fees are low with no hidden charges.
The Reku app provides access to tokenized gold such as PAXG and XAUT, which directly represent the global gold price at a 1:1 ratio and are traded on the crypto market. These assets are relatively safe because each token is backed by physical gold stored in secure vaults.
In addition to tokenized gold, investors can also gain exposure to gold through the SPDR Gold Shares (GLD) ETF on the US stock market. This ETF is designed to track global gold price movements and is backed by physical gold ownership.
For those wishing to invest in silver, the iShares Silver Trust (SLV) ETF is also available, which follows global silver price movements. With just $1 capital, investors can diversify their portfolio into gold and silver without the hassle of physical storage.
The registration and transaction process on Reku is also quick, easy, and secure. The user-friendly interface of the app, from beginners to experienced investors, makes this platform used by millions of users. In addition, you can also invest in global company stocks like Toyota, Nike, Apple, and many more with low capital.
- Pluang
The Pluang app provides digital gold investment services for users. Through the features available in the app, users can easily purchase gold without needing to own physical gold directly. The gold price displayed in the app follows global commodity market movements, so its value adjusts to the prevailing gold price. This platform is also registered with relevant authorities and supports transactions with certain deposit amounts. The gold purchased by users is then stored digitally in the app’s system.
- Tokopedia Emas
Tokopedia Emas is a digital gold investment service integrated directly with the Tokopedia platform. Through a special feature in the app, users can make gold purchases with certain amounts. The gold price on this service is updated periodically following market movements. In addition, Tokopedia Emas also supports digital buying and selling transactions, while the gold owned by users is stored in a virtual account within the service system.
- Shopee Tabungan Emas
Shopee Tabungan Emas is a digital gold investment feature available within the Shopee platform. You can buy and save gold digitally with market price movements that adjust to market conditions. Purchase transactions are conducted through the app, and the accumulated gold will be stored in digital form in the user’s account.
With these selected silver and gold investment apps, investors can choose according to their respective needs. Always ensure to check regulations and risks before starting an investment.