With Two Flagship Products, Life Insurance Firm Confident Heading into 2026

The President Director of Ciputra Life, Hengky Djojosantoso, has confirmed the insurance industry’s full support for the planned implementation of adjusted Risk-Based Capital (RBC) regulations within the insurance and reinsurance sectors. These changes aim to enhance policyholder protection while simultaneously strengthening the industry’s competitiveness.

Ciputra Life remains confident in its ability to continue expanding amidst the implementation of the new RBC regulations, while continuing to prioritise capital strengthening. Furthermore, investment strategies will undergo adjustments to better align with existing risks.

It is hoped that the strengthening of regulations and the increased competitiveness of the insurance sector will bolster public confidence, encouraging more people to utilise insurance as a vital instrument for risk management. This positive outlook is reflected in recent trends, with premium growth rising by 5% and the total sum assured increasing by 20% in the first quarter of 2026.

Ciputra Life successfully recorded a 53% year-on-year increase in premium income during the first half of 2026, reaching Rp 387.6 billion. This performance was primarily driven by credit life insurance products and health insurance for corporate clients.