Video: With This Capital, Banker Deems Universal Banking Concept Relevant

In efforts to strengthen the banking industry in Indonesia, the Financial Services Authority (OJK) is encouraging the implementation of the universal banking concept, which provides various integrated financial services encompassing traditional banking, capital markets, and wealth management, treasury, and advisory. President Director of PT Bank KB Indonesia Tbk (BBKP) or KB Bank, Kurnardy Darma Lie, stated that this universal banking system is a long-established banking business concept, as some banks already cover multiple divisions and business lines. Therefore, KB Bank regards the universal banking concept as highly relevant to Indonesian banking, as customers can directly obtain various banking services with the bank becoming a ‘one-stop solution’, thereby this policy can also boost the competitiveness of Indonesian banking to compete with global banking. This policy will also make banking competition increasingly tight, as banks are required to strengthen banking service solutions, not just as sellers of banking products. KB Bank itself has entered the universal banking concept by providing various complete banking services and solutions covering the retail segment, including loans to mortgages, working capital, as well as financial management services to securities and insurance. How do bankers view the universal banking concept? For more details, watch the dialogue between Andi Shalini and President Director of PT Bank KB Indonesia Tbk (BBKP) or KB Bank, Kurnardy Darma Lie, in Power Lunch, CNBC Indonesia (Tuesday, 21/04/2026).