Video: Merger and NPL Management, How Rural Banks Strengthen Banking Business Resilience

Jakarta, CNBC Indonesia - Chairman of BPR Gunung Rizki, Kristian Hardianto, is optimistic about the small and medium-sized enterprise (UMKM) sector as a source of business growth for People’s Economic Banks (BPR) facing global economic volatility. Amid the current sluggish property sector, UMKM, as the backbone of the domestic economy, is able to support financing growth; therefore, BPRs continue to add products to meet the needs of the UMKM sector. On the other hand, BPRs are also required to maintain the non-performing loan (NPL) ratio to ensure financial health. BPR Gunung Rizki also plans to merge with three other BPRs, namely BPR Dana Berkah, BPR Sinar Garuda, and BPR Tayu Duta Persada, to expand its service network. What is the business strategy of BPR? For more details, watch the dialogue between Andi Shalini and Chairman of BPR Gunung Rizki, Kristian Hardianto, in Power Lunch, CNBC Indonesia (Tuesday, 05/05/2026).