Video: Competing with Online Loans, This is How Banks Boost SME Credit

Jakarta, CNBC Indonesia - Henky Suryaputra, Financial Business Planning Director at Bank Sahabat Sampoerna, revealed the pressure on SME credit disbursement caused by still weak demand amid challenging economic conditions. Meanwhile, regarding the competition in SME credit disbursement between banking and online loans (Pindar), Henky Suryaputra assessed it as very reasonable considering the lower interest rates offered as well as higher banking prudence principles compared to Pindar. In efforts to encourage healthier SME credit growth without pressuring non-performing loan risks, banking supports SME mentoring initiatives in utilising capital and banking credit up to regulatory strengthening. What is the strategy for SME credit disbursement amid global economic pressures? Watch the full dialogue between Andi Shalini and Henky Suryaputra, Financial Business Planning Director at Bank Sahabat Sampoerna, on Power Lunch, CNBC Indonesia (Friday, 06/03/2026).