Video: Competing with Conventional Banks, Sharia Banks Modernise Systems

Jakarta, CNBC Indonesia - Sharia Banking Director of Bank CIMB Niaga, Pandji P Djajanegara, is optimistic about the spin-off target for the Sharia Business Unit (UUS) of Bank CIMB Niaga in 2026. Currently, the performance of UUS Bank CIMB Niaga is supported by two pillars: the acceleration of growth in the main business sectors of UMKM up to retail, and the enhancement of service and operational capacity equipped with new products. Pandji P Djajanegara assured that the service level of PT Bank CIMB Niaga Syariah in the future will not be inferior to the parent bank, namely Bank CIMB Niaga. In addition, collaborations in Sharia banking continue to be strengthened, accompanied by system modernisation and improvements in governance and risk management. For more details, watch the dialogue between Syarifah Rahma and Sharia Banking Director of Bank CIMB Niaga, Pandji P Djajanegara, in Power Lunch, CNBC Indonesia (Thursday, 12/03/2026).