Video: BTN Boss Says Subsidised Mortgage Is a Tool to Expand Financial Inclusion
Jakarta, CNBC Indonesia - CNBC Indonesia together with the Deposit Insurance Corporation (LPS) organised Jogja Financial Festival 2026 on 22-23 May 2026, featuring a festival of activities including financial activities, business talks, educational classes, a comedy live show, exhibition, concert and career corner.
The Jogja Financial Festival 2026 hosted dialogues with leaders of national banks to discuss the role of banking in Indonesia’s economy.
President Director of PT Bank Rakyat Indonesia (Persero) Tbk (BBRI), Hery Gunardi, explained the role of banks as the public funds collector and their deployment to the community. He also described how the evolution of the banking industry in the digitalisation era drives business transformation to meet customer needs.
At BRI, digitalisation through BRImo has driven transactions up to Rp32 trillion per day. Meanwhile, from the President Director of PT Bank Tabungan Negara (Persero) (BBTN) or BTN, Nixon LP Napitupulu, conveyed the role of banks in expanding banking services to unbanked people through the housing sector via Subsidised Mortgage (KPR Subsidi) to help low-income households (MBR) as it features a financing scheme with low interest and light down payments.
From BSI, the President Director of PT Bank Syariah Indonesia Tbk (BRIS), Anggoro Eko Cahyo, described the role of a Sharia bank in helping the advancement of UMKM. The banking industry has a role in determining the direction of economic growth, and Islamic banking takes part in building a fair, transparent and sustainable economy.
Meanwhile, the Director of Treasury & International Banking PT Bank Negara Indonesia (Persero) Tbk (BBNI), Abu Santosa Sudradjat, explained how national banks are expanding services abroad. Where BNI has 10 branches in 8 countries, acting as a gateway for the domestic business world to advance its business in international markets.
From PT Bank Mandiri (Persero) Tbk (BMRI), the Director of Finance & Strategy PT Bank Mandiri (Persero) Tbk, Novita Widya Anggraini, highlighted BMRI’s strength with 39 million customers spread across Indonesia served through 1,200 branches and online services via Livin’ by Mandiri and Kopra by Mandiri.
For the full story, watch Andi Shalini with the Chief Directors of PT Bank Rakyat Indonesia (Persero) Tbk (BBRI), Hery Gunardi, PT Bank Tabungan Negara (Persero) (BBTN) or BTN, Nixon LP Napitupulu, PT Bank Syariah Indonesia Tbk (BRIS), Anggoro Eko Cahyo and Novita Widya Anggraini, Director Finance & Strategy of BMRI, with Abu Santosa Sudradjat in Jogja Financial Festival 2026 on CNBC Indonesia (Friday, 22/05/2026).