Video: 2026 Mayhem, BPD Credit Focus on UMKM—Prabowo's Programme

Video: 2026 Mayhem, BPD Credit Focus on UMKM – Prabowo’s Programme

Jakarta, CNBC Indonesia – Ayi Subrana, President Director of Bank BJB (PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk, BJBR), is optimistic about the prospect of regional development banks (BPD) facing the business challenges of 2026. After Eid al-Fitr, Bank BJB sees growth prospects in the wholesale and retail segments such as agribusiness, processing industries, construction and infrastructure, up to farming and livestock.

BPD sees the prospect of renewed momentum in infrastructure development, so financing for investment and infrastructure sectors could grow. In addition, Bank BJB views the health and education sectors as relatively stable financing segments.

Bank BJB ensures credit quality remains safeguarded by applying prudent principles, including risks in financing and the rise of NPLs. The BPD also notes several sentiments to watch, including logistics costs, exchange-rate volatility, and the direction of global interest rates, which are still dynamic and can affect purchasing power and credit disbursement.

To face these conditions, Bank BJB has implemented several strategies, from focusing on resilient sectors such as UMKM, trade, and related sectors to government-priority programme sectors.

For more details, watch the dialogue between Andi Shalini and the President Director of PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk (BJBR), Ayi Subrana, on Power Lunch, CNBC Indonesia (Tuesday, 19 May 2026).