Unveiling the Bright Future of Digital Banks in Indonesia
Digital banking services are increasingly relied upon by the public for saving, investing, and transacting. Bank Indonesia recorded that in the first half of 2026, the volume of digital payment transactions reached 16.07 billion, growing 36.88% year-on-year. This growth was driven by the increasingly widespread adoption of digital payment services.
The volume of transactions via mobile banking also increased by 31.39% year-on-year, while transactions using the Quick Response Code Indonesian Standard (QRIS) soared by 100.12% year-on-year.
The rapid adoption of digital transactions among the public is also prompting the banking industry to deliver a seamless, personal, and relevant user experience tailored to lifestyle needs. Indonesia’s digital financial sector is entering a new chapter.
This transformation is driven by various strategic developments, from the implementation of universal banking and the growth of Open Finance to the use of Artificial Intelligence (AI) and the importance of Digital Public Infrastructure (DPI) and Digital Financial Infrastructure (DFI) as the foundation for future digital financial services. Digital banks are no longer seen as an alternative, but rather as strategic partners capable of expanding innovation, accelerating inclusion, and strengthening connectivity within the financial ecosystem.
To discuss the future of digital banking further, CNBC Indonesia is presenting the Digital Banking Forum 2026 with the theme ‘Building the Future Digital Banking Ecosystem’ on Thursday, 13 August, at 12.00 WIB. This forum also serves as a discussion space bringing together regulators, industry players, and brands to discuss the future direction of digital banking in Indonesia.
The Digital Banking Forum 2026 will be attended by the Chief Executive of Banking Supervision and Member of the Board of Commissioners of the Financial Services Authority (OJK) Dian Ediana Rae, Director of PT Bank Jago Tbk Nicholas Tan, President Director of PT Bank Aladin Syariah Tbk Koko Rachmadi, and Digital Director of PT Bank Allo Bank Indonesia Tbk Sajal Bhatnagar.
The Digital Banking Forum 2026 is a timely strategic platform to review the differentiation of banking super apps, trends in digital service innovation, and business strategies that will determine the competitive map of the financial industry going forward.
The event is supported by PT Bank Jago Tbk and PT Bank Aladin Syariah Tbk.