Underwent Two Surgeries, Rumsiah is Grateful for JKN Programme Protection

Behind the relieved smile of Rumsiah (57) lies a story of how the National Health Insurance (JKN) programme became a lifesaver amidst economic limitations. A resident of Kampung Kadusogol, Mekarwangi Village, Saketi District, Pandeglang Regency, she has directly experienced the benefits of the JKN programme managed by BPJS Kesehatan, particularly when she required intensive medical treatment for bladder disease.

As a participant in the JKN segment for Contribution Recipients (PBI), whose premiums are covered by the government, Rumsia admits she is no longer haunted by worries regarding high medical costs. Having been a JKN participant for approximately 15 years, she has experienced health protection that provides security to obtain medical services without being burdened by costs, serving as tangible evidence of the state’s presence in guaranteeing access to healthcare for those in need.

Given her family’s modest economic condition, Rumsiah admitted she could not imagine the enormous costs that would have been incurred if the entire medical process and the surgeries she underwent had to be paid for out of pocket. Therefore, she feels deeply grateful that all the healthcare services she received were covered through the JKN programme.

“Alhamdulillah, I have been a BPJS Kesehatan participant under the PBI scheme for about 13 years. It has been very helpful to our family. We come from a family with limited economic means, so if it weren’t for BPJS Kesehatan, it would have been very difficult to pay for medical expenses,” said Rumsiah.

Rumsiah’s medical journey began when she experienced bladder complications that required hospitalisation. After undergoing examinations at Hermina Ciruas Hospital in Serang Regency, she received a referral to undergo surgery at Persahabatan Hospital in Jakarta.

In May 2024, doctors diagnosed Rumsiah with the need for bladder surgery. The surgical process went well, but her medical journey was not over. A month later, in June 2024, she experienced further health complications involving an inability to urinate, necessitating a second surgery.

As a result of this condition, Rumsiah had to undergo intensive hospital care for approximately one week. After being discharged, she was required to undergo a recovery period accompanied by follow-up check-ups and continued care for two months to ensure her condition fully improved.