Transfer Your Mortgage to BRI, Enjoy Interest Rates from 3% and a Chance for Additional Funds

Jakarta – Owning a home is a long-term financial goal for many people. However, changes in economic conditions or family needs often make previously manageable mortgage instalments feel heavier. For those who still have an active mortgage with another bank, transferring the credit facility to BRI through the BRI KPR Take Over programme can be an option to optimise financial management. This programme offers various benefits, ranging from more competitive interest rates and flexible tenor options to an additional fund facility or top-up in accordance with applicable regulations. Through this programme, customers not only transfer their home financing but also have the opportunity to obtain an instalment scheme that better suits their current financial situation. One of the main attractions of BRI KPR Take Over is the competitive interest rate offer. Specifically for Layanan Nasabah Prima (LNP) customers, payroll customers of companies cooperating with BRI, and BRI Group customers, a promotional interest rate starting from 3.00 per cent effective per annum fixed for one year is available. In addition to fixed rates, BRI also provides several other financing scheme options that can be tailored to the customer’s needs and financial capacity. These options include a fixed rate, tiered interest, and fixed all tenor. With these scheme choices, customers have the flexibility to determine the instalment pattern most suitable for their long-term financial plans. Besides offering competitive interest rates, BRI also provides a tenor option of up to 25 years for customers with fixed income. A longer tenor gives customers leeway in managing the monthly instalment amount so that household cash flow can be managed better. Through appropriate tenor settings, the instalment payment burden is expected to become lighter without disrupting other financial needs. The BRI KPR Take Over programme also provides a take over top-up facility, which is additional financing that can be utilised according to the customer’s needs.